5507 Watershed Rd, Morganton, NC 28655 Property Records

Burke County property record for 5507 Watershed Rd, Morganton, NC 28655

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,323 sqft · built 1995
Lot Size	1.55 acres (67,518 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Mar 2023)
Tax Bill	$775 (2023)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2710362034`

Property Details

APN / Parcel Number

Primary APN	`2710362034`
Alternative APN	`23480`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	67,518 sqft (1.55 acres)
Terrain	Rolling
Deck Area	96 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	2710362034
Street Address	5507 WATERSHED RD
City	MORGANTON
State	NC
Zip	28655-8123
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RURAL MIXED USE DIST
Legal Description	5507 WATERSHED RD MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	UPPER FORK
Census Block Group	3
Census Block	3012
Census Tract	21302

Owner

5507 Watershed Rd, a mobile home, is owned and occupied by an individual who bought it in March 2023.

Source: Burke County records, as of September 28, 2023

Owner of Record	Individual Name on File
Mailing Address	5507 WATERSHED RD, MORGANTON, NC 28655-8123
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jan 12, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK
Jan 6, 2021	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Jan 12, 2021 · Amount on File
Deed Document Number	2023002107
Deed Book / Page	2673 / 481
Record Updated	Jun 7, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Mar 13, 2023
Property Address	5507 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0026730481
Book / Page	2673 / 481
Instrument Date	Mar 13, 2023
Instrument	2023002107
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$250.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5507 WATERSHED RD, MORGANTON, NC 28655-8123

Mortgage

Document Number	2023002108
Date	Mar 13, 2023
Instrument	2023002108

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Jan 12, 2021
Property Address	5507 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0025120985
Book / Page	2512 / 985
Map Reference	MB 21 PG 263
Instrument Date	Jan 11, 2021
Instrument	2021000375
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7466 WATERSHED RD, 7466, MORGANTON, NC 28655-7365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5515 WATERSHED RD, MORGANTON, NC 28655-8123

Mortgage

Document Number	2021000311
Date	Jan 12, 2021
Instrument	2021000311

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2031

January 2021: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	BURKE NC
Recording Date	Jan 6, 2021
Property Address	5507 WATERSHED RD, MORGANTON, NC 28655-8123
Document Number	0025110891
Book / Page	002511 / 000891
Instrument Date	Jan 6, 2021
Instrument	145
Transaction Type	Transfer
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust

Tax Assessment & Valuation

Source: Burke County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$775.00	$103,324 Land $24,321 Building $79,003	$103,324 Land $24,321 Building $79,003

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5507 Watershed Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5507 Watershed Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BURKE CO. WATER-SOUTH serves 5,207 people · EPA ID NC0112075
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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