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5540 Capistrano Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5540 Capistrano Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,670 sqft · built 1990
Lot Size0.224 acres (9,750 sqft)
Owner2 Individual Names on Record
Last Sale$770,000 (Jul 2025)
Tax Bill$5,067 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2018 Mortgage
Flood ZoneZone AE (high risk)
APN029-106-007

Property Details

APN / Parcel Number

Primary APN029-106-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,670 sqft Living Area
1st Floor Area1,670 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Construction TypeWood
Lot Area9,750 sqft (0.224 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5540 CAPISTRANO AVE
CityATASCADERO
StateCA
Zip93422-4263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF10
Legal DescriptionCY ATAS ATAS LIFE RES PK PTN LT 6
Legal SubdivisionLIFE RESIDENCE PARK/ATASCADERO
Legal Block2
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group2
Census Block2016
Census Tract12502

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5540 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2025 · Amount on Record
Deed SaleJul 2, 2025 · Amount on Record
Prior SaleJul 31, 2002 · Amount on Record
Deed Document Number202518733
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5540 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5540 CAPISTRANO AVE, ATASCADERO, CA 93422-4263

Mortgage

Document Number0000019473
DateMar 15, 2021
Instrument2021019473
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueJan 1, 2051

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address5540 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
Document Number0000020906
Instrument DateMay 11, 2018
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5540 CAPISTRANO AVE ATASCADERO CA 934224263, ATASCADERO, CA 93422-4263

Mortgage

Document Number0000020906
DateMay 23, 2018
Instrument20906
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 22, 2048

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$391,461 (+2%) Land $169,878 Building $221,583
2025$5,067.00 (+6.49%)$383,787 (+4.04%) Land $166,548 Building $217,239
2023$4,758.00 (+3.1%)$368,886 Land $160,082 Building $208,804
2022$4,615.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband, Ranch Wifi, Verizon.

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