5530 Capistrano Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5530 Capistrano Ave, Atascadero, CA 93422

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,121 sqft · built 1991
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$677,000 (Jan 2022)
Tax Bill$8,886 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Feb 2018 Loan Modification
Flood ZoneZone X (moderate risk)
APN029-106-004

Property Details

APN / Parcel Number

Primary APN029-106-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,121 sqft Living Area
1st Floor Area2,121 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Construction TypeWood
Lot Area11,326 sqft (0.26 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address5530 CAPISTRANO AVE
CityATASCADERO
StateCA
Zip93422-4263
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF10
Legal DescriptionCY ATAS ATAS LIFE RES PK PTN LT 6
Legal SubdivisionLIFE RESIDENCE PK/ATASCADERO
Legal Block2
Legal Lot Number6
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionATASCADERO
Census Block Group2
Census Block2016
Census Tract12502

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5530 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Grant Deed, Transfer · Conventional Mortgage
GENERAL MORTGAGE CAPITAL CORP
Feb 6, 2018Loan Modification, Mortgage · Conventional Mortgage
GOLDEN 1 CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 14, 2022 · Amount on Record
Deed SaleJan 14, 2022 · Amount on Record
Prior SaleJul 1, 1999 · Amount on Record
Deed Document Number20222072
Record UpdatedOct 29, 2026

January 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJan 14, 2022
Property Address5530 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
Document Number0000002072
Map ReferenceMB 4 PG 72
Instrument DateDec 29, 2021
Instrument2022002072
Transaction TypeTransfer
Record UpdatedJan 25, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1040 N 3RD ST, SAN JOSE, CA 95112-4935

Mortgage

Document Number0000002073
DateJan 14, 2022
Instrument2022002073
Lender
NameGENERAL MORTGAGE CAPITAL CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN LUIS OBISPO CA
Property Address5530 CAPISTRANO AVE, ATASCADERO, CA 93422-4263
Document Number0000013361
Instrument DateFeb 6, 2018
Transaction TypeMortgage
Record UpdatedApr 11, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5530 CAPISTRANO AVE ATASCADERO CA 934224263, ATASCADERO, CA 93422-4263

Mortgage

Document Number0000013361
DateApr 4, 2018
Instrument13361
Lender
NameGOLDEN 1 CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term468 Months
DueApr 3, 2057
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtascadero City
CountySan Luis Obispo County
Unified School DistrictAtascadero Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$732,479 (+2%) Land $297,668 Building $434,811
2025$8,886.00 (+5.8%)$718,118 (+4.04%) Land $291,832 Building $426,286
2023$8,399.00 (+122.61%)$690,234 Land $280,500 Building $409,734
2022$3,773.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1980–2017)
Claims Outside the SFHA1 of 4
Most Recent ClaimFeb 2017 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 78% of California
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATASCADERO MUTUAL WATER CO
private · serves 33,307 people · EPA ID CA4010002
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 380 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Astound Broadband, Ranch Wifi.

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