Essex County and Nutley Township property record for 554 Prospect St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,400 sqft · built 1910 |
| Lot Size | 0.261 acres (11,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Jan 2022) |
| Tax Bill | $21,435 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage May 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-03000-0000-00004 |
| Primary APN | 16-03000-0000-00004 |
|---|---|
| Alternative APN |
|
| Building Area | 2,400 sqft Living Area |
|---|
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 11,352 sqft (0.261 acres) |
| Lot Dimensions | 129 ft deep x 88 ft wide |
| Old Parcel Number | 1600248000000004 |
|---|---|
| Street Address | 554 PROSPECT ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1AA |
| Legal Description | 88X129 IRR |
| Legal Block | 3000 |
| Legal Lot Number | 4 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 13400 |
Source: Essex County and Nutley Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 PROSPECT ST, NUTLEY, NJ 07110-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP |
| May 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage M&T BK |
| Dec 28, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2022 · Amount on Record |
| Deed Sale | Jan 21, 2022 · Amount on Record |
| Prior Sale | Aug 8, 2002 · Amount on Record |
| Deed Document Number | 20225686 |
| Prior Transfer Date | Mar 13, 2002 |
| Prior Transfer Doc | 5870000639 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jan 21, 2022 |
| Property Address | 554 PROSPECT ST, NUTLEY, NJ 07110-1520 |
| Document Number | 0000005686 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022005686 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | MCT TITLE SERVICES LLC, SCOTT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 WHITE OAK ROAD #33013301, 110, VERONA, NJ 07044 |
| Name | Verified Name |
|---|---|
| Address | 554 PROSPECT ST, NUTLEY, NJ 07110-1520 |
| Document Number | 0000005687 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022005687 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 554 PROSPECT ST, NUTLEY, NJ 07110-1520 |
| Document Number | 0000052106 |
| Instrument Date | May 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 554 PROSPECT ST NUTLEY NJ 071101520, NUTLEY, NJ 07110-1520 |
| Document Number | 0000052106 |
|---|---|
| Date | Jun 7, 2019 |
| Instrument | 52106 |
| Name | M&T BK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 554 PROSPECT ST, NUTLEY, NJ 07110-1520 |
| Document Number | 0000012459 |
| Instrument Date | Dec 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 554 PROSPECT ST NUTLEY NJ 071101520, NUTLEY, NJ 07110-1520 |
| Document Number | 0000012459 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 12459 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 8, 2043 |
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $794,200 (-) Land $278,000 Building $516,200 | $794,200 (-) Land $278,000 Building $516,200 | |
| 2025 | $21,435.00 (+2.55%) | $794,200 (-) Land $278,000 Building $516,200 | $794,200 (-) Land $278,000 Building $516,200 |
| 2024 | $20,903.00 (-8.26%) | ||
| 2023 | $794,200 Land $278,000 Building $516,200 | $794,200 Land $278,000 Building $516,200 | |
| 2022 | $22,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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