550 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 550 Prospect St, Nutley, NJ 07110

Property Summary

Property TypeSingle Family Home
Details3,472 sqft · built 2003
Lot Size0.171 acres (7,440 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Jul 2003)
Tax Bill$26,056 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Mar 2017 Transfer
Flood ZoneZone X (minimal risk)
APN16-03000-0000-00003

Property Details

APN / Parcel Number

Primary APN16-03000-0000-00003
Alternative APN
  • 1600248000000003

Interior

Building Area3,472 sqft Living Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Lot Area7,440 sqft (0.171 acres)
Lot Dimensions120 ft deep x 62 ft wide

Location & Zoning

Old Parcel Number1600248000000003
Street Address550 PROSPECT ST
CityNUTLEY
StateNJ
Zip07110-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal Description62X120 IRR
Legal Block3000
Legal Lot Number3
JurisdictionESSEX NJ
Township / Civil DivisionNUTLEY
Census Block Group2
Census Block2008
Census Tract13400

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address550 PROSPECT ST, NUTLEY, NJ 07110-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Mar 2, 2017Quit Claim Deed, Transfer
PROFESSIONAL ABSTRACT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 10, 2003 · Amount on Record
Deed SaleJul 10, 2003 · Amount on Record
Deed Book / Page5992 / 715
Last Transfer DateJun 20, 2016
Transfer Doc2017018740
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address550 PROSPECT ST, NUTLEY, NJ 07110-1520
Transaction TypeMortgage
Record UpdatedDec 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 PROSPECT ST, NUTLEY, NJ 07110-1520

Mortgage

Document Number0000102129
DateNov 22, 2022
Instrument2022102129
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueNov 5, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionESSEX NJ
Recording DateMar 2, 2017
Property Address550 PROSPECT ST, NUTLEY, NJ 07110-1520
Document Number0000018740
Instrument DateJun 20, 2016
Instrument18740
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyPROFESSIONAL ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address550 PROSPECT ST NUTLEY NJ 071101520, NUTLEY, NJ 07110-1520

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionNutley Township
Unified School DistrictNutley Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$965,400 (-) Land $243,500 Building $721,900$965,400 (-) Land $243,500 Building $721,900
2025$26,056.00 (+2.55%)$965,400 (-) Land $243,500 Building $721,900$965,400 (-) Land $243,500 Building $721,900
2024$25,409.00 (-6.06%)
2023$965,400 Land $243,500 Building $721,900$965,400 Land $243,500 Building $721,900
2022$27,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1979–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNUTLEY WATER DEPT
serves 29,500 people · EPA ID NJ0716001
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureCorrosion control
Jan 2025
Coliform assessment
Oct 2023
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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