Essex County and Nutley Township property record for 581 Prospect St, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,325 sqft · built 1927 |
| Lot Size | 0.132 acres (5,759 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $18,019 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02901-0000-00020 |
| Primary APN | 16-02901-0000-00020 |
|---|---|
| Alternative APN |
|
| Building Area | 2,325 sqft Living Area |
|---|
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Lot Area | 5,759 sqft (0.132 acres) |
| Lot Dimensions | 72 ft deep x 80 ft wide |
| Old Parcel Number | 1600237000000037 |
|---|---|
| Street Address | 581 PROSPECT ST |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | 80X72 |
| Legal Block | 2901 |
| Legal Lot Number | 20 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 13400 |
Source: Essex County and Nutley Township records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 581 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2021 | Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU |
| May 24, 2019 | Deed of Trust, Mortgage · Line of Credit POLISH & SLAVIC FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 581 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021047509 |
|---|---|
| Date | Apr 16, 2021 |
| Instrument | 2021047509 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 295 Months |
| Due | Nov 15, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 581 PROSPECT ST, NUTLEY, NJ 07110-1554 |
| Document Number | 0000061529 |
| Instrument Date | May 24, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 581 PROSPECT ST NUTLEY NJ 071101554, NUTLEY, NJ 07110-1554 |
| Document Number | 0000061529 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 61529 |
| Name | POLISH & SLAVIC FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFIELD, NJ 07004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 4, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $667,600 (-) Land $220,300 Building $447,300 | $667,600 (-) Land $220,300 Building $447,300 | |
| 2025 | $18,019.00 (+2.55%) | $667,600 (-) Land $220,300 Building $447,300 | $667,600 (-) Land $220,300 Building $447,300 |
| 2024 | $17,571.00 (-7.19%) | ||
| 2023 | $667,600 Land $220,300 Building $447,300 | $667,600 Land $220,300 Building $447,300 | |
| 2022 | $18,933.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 6 (1979–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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