545 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 545 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,240 sqft · built 1900
Lot Size	0.285 acres (12,400 sqft)
Owner	2 Company Names on Record
Tax Bill	$17,684 (2025)
Deeds & Mortgages	Nov 2023 Transfer Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`16-04902-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`16-04902-0000-00007`
Alternative APN	`1600233000000021`

Interior

Building Area	2,240 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	12,400 sqft (0.285 acres)
Lot Dimensions	200 ft deep x 62 ft wide

Location & Zoning

Old Parcel Number	1600233000000021
Street Address	545 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	62X200 IRR
Legal Block	4902
Legal Lot Number	7
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3009
Census Tract	13400

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	54 BROOKFIELD AVE, NUTLEY, NJ 07110-1804
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Intrafamily Transfer, Transfer
Aug 22, 2022	Deed of Trust, Mortgage · Line of Credit TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 31, 2023
Transfer Doc	0000068730
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ESSEX NJ
Recording Date	Nov 16, 2023
Property Address	545 PROSPECT ST, NUTLEY, NJ 07110-1519
Document Number	0000068730
Instrument Date	Oct 31, 2023
Instrument	2023068730
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 PROSPECT ST, NUTLEY, NJ 07110-1519

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	54 BROOKLINE AVE, NUTLEY, NJ 07110-2903

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	545 PROSPECT ST, NUTLEY, NJ 07110-1519
Transaction Type	Mortgage
Record Updated	Oct 4, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077903
Date	Aug 22, 2022
Instrument	2022077903

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,200 (-) Land $264,700 Building $390,500	$655,200 (-) Land $264,700 Building $390,500
2025	$17,684.00 (+2.55%)	$655,200 (-) Land $264,700 Building $390,500	$655,200 (-) Land $264,700 Building $390,500
2024	$17,244.00 (+2.55%)
2023		$655,200 (+50.55%) Land $264,700 Building $390,500	$655,200 (+50.55%) Land $264,700 Building $390,500
2022	$16,816.00 (+0.52%)	$435,200 Land $195,500 Building $239,700	$435,200 Land $195,500 Building $239,700
2021	$16,729.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures