Sonoma County property record for 554 Monaco Cir, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,278 sqft · built 1990 |
| Lot Size | 0.132 acres (5,753 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $399,500 (Oct 2015) |
| Tax Bill | $5,949 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-410-031-000 |
| Primary APN | 116-410-031-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,278 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,753 sqft (0.132 acres) |
| Garage Area | 410 sqft |
| Cooling System | HVAC |
|---|
| Old Parcel Number | 116-410-031 |
|---|---|
| Street Address | 554 MONACO CIR |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3271 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | JEFFERSON SPRINGS PH 2 LOT 31 |
| Legal Subdivision | JEFFERSON SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 154202 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LENDING LLC |
| Mar 23, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 10, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2015 · Amount on Record |
| Deed Sale | Oct 9, 2015 · Amount on Record |
| Prior Sale | Apr 26, 2002 · Amount on Record |
| Deed Document Number | 201588704 |
| Last Transfer Date | Mar 17, 2020 |
| Transfer Doc | 0000021865 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Document Number | 0000124845 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020124845 |
| Name | PARKSIDE LENDING LLC |
|---|---|
| Type | Lending Institution |
| Address | SAN FRANCISCO, CA 94102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Mar 23, 2020 |
| Property Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Document Number | 0000021865 |
| Map Reference | MB 457 PG 44-48 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 2020021865 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Document Number | 0000021866 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020021866 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 554 MONACO CIR, CLOVERDALE, CA 95425-3271 |
| Document Number | 0000020649 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 554 MONACO CIR CLOVERDALE CA 954253271, CLOVERDALE, CA 95425-3271 |
| Document Number | 0000020649 |
|---|---|
| Date | Mar 16, 2017 |
| Instrument | 20649 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | CORAL GABLES, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Mar 15, 2045 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $482,377 (+2%) Land $211,305 Building $271,072 | |
| 2025 | $5,949.00 (+1.12%) | $472,919 (+4.04%) Land $207,162 Building $265,757 |
| 2023 | $5,883.00 (+1.82%) | $454,557 Land $199,118 Building $255,439 |
| 2022 | $5,778.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 62% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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