555 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 555 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,962 sqft · built 1991
Lot Size0.119 acres (5,195 sqft)
Owner2 Individual Names on File
Last Sale$239,000 (Aug 2011)
Tax Bill$3,892 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN116-410-009-000

Property Details

APN / Parcel Number

Primary APN116-410-009-000
Alternative APN
  • 116-410-009

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,962 sqft Living Area
Gross Area2,510 sqft
1st Floor Area1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,195 sqft (0.119 acres)
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number116-410-009
Street Address555 MONACO CIR
CityCLOVERDALE
StateCA
Zip95425-3274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYCL
Legal DescriptionJEFFERSON SPRINGS SUB PH 2 LOT 9
Legal SubdivisionJEFFERSON SPRINGS SUB
Legal Block1
Legal Lot Number9
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group1
Census Block1038
Census Tract154202

Owner

555 Monaco Cir is owned by two individuals who bought it in August 2011.

Source: Sonoma County records, as of September 1, 2026

Owner of Record2 Individual Names on File
Mailing Address305 W 1ST ST, CLOVERDALE, CA 95425-3610
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 7, 2018Quit Claim Deed, Transfer · Conventional Mortgage
REDWOOD CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 10, 2011 · Amount on File
Deed SaleAug 10, 2011 · Amount on File
Prior SaleMar 30, 2011 · Amount on File
Deed Document Number201167850
Prior Transfer DateDec 21, 2006
Prior Transfer Doc0000161508
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address555 MONACO CIR, CLOVERDALE, CA 95425-3274
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 W 1ST ST, CLOVERDALE, CA 95425-3610
InvestorPossibly a Property Investor

Mortgage

Document Number0000034386
DateMar 17, 2021
Instrument2021034386
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2051

September 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateSep 7, 2018
Property Address555 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number0000063380
Instrument DateAug 31, 2018
Instrument63380
Transaction TypeTransfer
Record UpdatedSep 25, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address305 W 1ST ST CLOVERDALE CA 954253610, CLOVERDALE, CA 95425-3610

Mortgage

Document Number63381
DateSep 7, 2018
Instrument63381
Lender
NameREDWOOD CU
TypeCredit Union
AddressSANTA ROSA, CA 95403
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueSep 6, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 555 Monaco Cir was $3,892.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCloverdale City
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$306,189 (+2%) Land $89,676 Building $216,513
2025$3,892.00$300,186 Land $87,918 Building $212,268
2023$3,850.00 (+1.8%)$288,531 Land $84,505 Building $204,026
2022$3,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 555 Monaco Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 555 Monaco Cir is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLOVERDALE
private · serves 8,710 people · EPA ID CA4910002
Water SourceGroundwater influenced by surface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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