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549 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 549 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,962 sqft · built 1990
Lot Size0.175 acres (7,609 sqft)
Owner2 Individual Names on Record
Last Sale$201,000 (Jul 2021)
Tax Bill$7,878 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Nov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN116-410-006-000

Property Details

APN / Parcel Number

Primary APN116-410-006-000
Alternative APN
  • 116-410-006

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories2 Stories
Building Area1,962 sqft Living Area
1st Floor Area1,145 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,609 sqft (0.175 acres)
Garage Area548 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number116-410-006
Street Address549 MONACO CIR
CityCLOVERDALE
StateCA
Zip95425-3274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCITYCL
Legal DescriptionJEFFERSON SPRINGS PH 2 LOT 6
Legal SubdivisionJEFFERSON SPRINGS
Legal Block1
Legal Lot Number6
JurisdictionSONOMA CA
Township / Civil DivisionCLOVERDALE-GEYSERVILLE
Census Block Group1
Census Block1038
Census Tract154202

Owner

Source: Sonoma County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 MONACO CIR, CLOVERDALE, CA 95425-3274
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Grant Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 1, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2021 · Amount on Record
Deed SaleJul 13, 2021 · Amount on Record
Prior SaleJun 24, 2016 · Amount on Record
Deed Document Number202180580
Prior Transfer DateOct 15, 2019
Prior Transfer Doc0000080003
Record UpdatedOct 29, 2026

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSONOMA CA
Recording DateJul 13, 2021
Property Address549 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number0000080580
Map ReferenceMB 457 PG 44-48
Instrument DateJun 29, 2021
Instrument2021080580
Transaction TypeTransfer
Record UpdatedJul 29, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$221.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address549 MONACO CIR, CLOVERDALE, CA 95425-3274

Mortgage

Document Number0000080581
DateJul 13, 2021
Instrument2021080581
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSONOMA CA
Recording DateNov 1, 2019
Property Address549 MONACO CIR, CLOVERDALE, CA 95425-3274
Document Number0000080003
Instrument DateOct 15, 2019
Instrument80003
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address104 SHELL ST PACIFICA CA 940442227, PACIFICA, CA 94044-2227

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
MunicipalityCloverdale City
Unified School DistrictCloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$647,636 (+2%) Land $228,987 Building $418,649
2025$7,878.00 (+1.13%)$634,939 (+11.83%) Land $224,498 Building $410,441
2023$7,790.00 (+9.12%)$567,770 Land $227,563 Building $340,207
2022$7,139.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CLOVERDALE
private · serves 8,710 people · EPA ID CA4910002
Water SourceGroundwater influenced by surface water
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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