550 Monaco Cir, Cloverdale, CA 95425 Property Records

Sonoma County property record for 550 Monaco Cir, Cloverdale, CA 95425

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,962 sqft · built 1990
Lot Size	0.141 acres (6,122 sqft)
Owner	2 Individual Names on File
Last Sale	$249,000 (Mar 2000)
Tax Bill	$4,874 (2025)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116-410-033-000`

Property Details

APN / Parcel Number

Primary APN	`116-410-033-000`
Alternative APN	`116-410-033`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
1st Floor Area	1,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,122 sqft (0.141 acres)
Garage Area	548 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	116-410-033
Street Address	550 MONACO CIR
City	CLOVERDALE
State	CA
Zip	95425-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYCL
Legal Description	JEFFERSON SPRINGS PH 2 LOT 33
Legal Subdivision	JEFFERSON SPRINGS
Legal Block	1
Legal Lot Number	33
Jurisdiction	SONOMA CA
Township / Civil Division	CLOVERDALE-GEYSERVILLE
Census Block Group	1
Census Block	1033
Census Tract	154202

Owner

550 Monaco Cir is owned and occupied by two individuals who bought it in March 2000.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	550 MONACO CIR, CLOVERDALE, CA 95425-3271
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2000 · Amount on File
Deed Sale	Mar 28, 2000 · Amount on File
Prior Sale	Apr 1, 1998 · Amount on File
Deed Document Number	200028946
Prior Transfer Date	Jun 25, 1999
Prior Transfer Doc	0000084628
Record Updated	Oct 29, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Nov 1, 2021
Property Address	550 MONACO CIR, CLOVERDALE, CA 95425-3271
Document Number	0000119389
Map Reference	MB 457 PG 44-48
Instrument Date	Oct 18, 2021
Instrument	2021119389
Transaction Type	Transfer
Record Updated	May 30, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	550 MONACO CIR, CLOVERDALE, CA 95425-3271
Investor	Possibly a Property Investor

Mortgage

Document Number	0000119390
Date	Nov 1, 2021
Instrument	2021119390

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 550 Monaco Cir was $4,874.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Cloverdale City
Unified School District	Cloverdale Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$390,346 (+2%) Land $94,052 Building $296,294
2025	$4,874.00	$382,693 Land $92,208 Building $290,485
2023	$4,821.00 (+1.79%)	$367,834 Land $88,628 Building $279,206
2022	$4,736.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 550 Monaco Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 550 Monaco Cir is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002
Water Source	Groundwater influenced by surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30