554 Cain Rd, Somerville, AL 35670 Property Records

Morgan County property record for 554 Cain Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,723 sqft · built 1981
Lot Size	14.6 acres (635,976 sqft)
Owner	Individual Name on File
Last Sale	$485,000 (Jun 2023)
Tax Bill	$1,114 (2025)
Deeds & Mortgages	Feb 2017 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-25-0-000-015.000`

Property Details

APN / Parcel Number

Primary APN	`11-07-25-0-000-015.000`
Alternative APNs	`139074` `24138`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,723 sqft Living Area
1st Floor Area	1,276 sqft
Upper Floors Area	447 sqft
Flooring	Wood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	635,976 sqft (14.6 acres)
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	139074
Street Address	554 CAIN RD
City	SOMERVILLE
State	AL
Zip	35670-4714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SE COR OF W1/2 OF NW1/4 OF SW1/4 OF SEC 25,T6S, R3W, TH N 339.05' TO TPOB; TH W 182.58'; TH NW 198.06'; TH W 302.6'; T
Legal Range	3W
Legal Township	6S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1029
Census Tract	5405

Owner

Source: Morgan County records · APN 11-07-25-0-000-015.000

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2017	Deed of Trust, Mortgage · VA Mortgage REGIONS BANK
Sep 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage CERTAINTY HOME LOANS LLC
Dec 12, 2007	Deed of Trust, Mortgage · Seller Carry-Back RMC FUNDING CORP
Jan 05, 2009	Deed of Trust, Mortgage · FHA Mortgage ADVANCED FINANCIAL SERVICES INC
Jun 27, 2023	Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 22, 2010	Joint Tenancy Deed, Transfer · VA Mortgage MORTGAGEAMERICA INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2023 · Amount on Record
Deed Sale	Jun 27, 2023 · Amount on Record
Prior Sale	Sep 17, 2020 · Amount on Record
Deed Book / Page	2023 / 5558
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/05907
Date	Feb 27, 2017
Book Page	2017/05907

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2047

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/42007
Date	Sep 18, 2020
Book Page	2020/42007

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

December 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2007/65603
Date	Dec 12, 2007
Book Page	2007/65603

Lender

Name	RMC FUNDING CORP
Address	FLOWOOD, MS 39232

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2037

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009/00001
Date	Jan 05, 2009
Book Page	2009/00001

Lender

Name	ADVANCED FINANCIAL SERVICES INC
Type	Subprime Lender
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2039

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MORGAN AL
Recording Date	Jun 27, 2023
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Document Number	02023/5558
Book / Page	2023 / 5558
Instrument Date	Jun 23, 2023
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	412 COUTNYROAD43, ROGERSVILLE, AL 35652

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	554 CAIN RD, SOMERVILLE, AL 35670-4714

Mortgage

Document Number	0202320078
Date	Jun 27, 2023
Instrument	2023/20078

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

December 2010: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	MORGAN AL
Recording Date	Dec 22, 2010
Property Address	554 CAIN RD, SOMERVILLE, AL 35670-4714
Document Number	2010/07646
Book / Page	2010 / 07646
Instrument Date	Dec 20, 2010
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	J CALVIN MCBRIDE & ASSOCIATE

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Partially Calculated from Transfer Tax
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	554 CAIN RD, SOMERVILLE, AL 35670-4714

Mortgage

Document Number	0201041359
Date	Dec 22, 2010
Instrument	2010/41359

Lender

Name	MORTGAGEAMERICA INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2041

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,114.00 (+5.09%)	$29,760 (-) Land $8,050 Building $21,710	$297,600 (-) Land $80,500 Building $217,100
2024	$1,060.00	$29,760 (-) Land $8,050 Building $21,710	$297,600 (-) Land $80,500 Building $217,100
2023	$1,060.00 (-39.5%) Homeowner's exemption	$29,760 (+6.06%) Land $8,050 Building $21,710	$297,600 (+6.06%) Land $80,500 Building $217,100
2022	$1,752.00	$28,060 Land $7,320 Building $20,740	$280,600 Land $73,200 Building $207,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 4, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 10 locations within half a mile of this property.

Nearby Properties on Cain Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures