Morgan County property record for 514 Cain Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,310 sqft · built 1998 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,200 (Jan 2021) |
| Tax Bill | $1,580 (2025) |
| Deeds & Mortgages | Jun 2018 Mortgage Jan 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-25-0-000-015.003 |
| Primary APN | 11-07-25-0-000-015.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| 1st Floor Area | 2,310 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 226,512 sqft (5.2 acres) |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 324 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 162544 |
|---|---|
| Street Address | 514 CAIN RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT SE COR OF W1/2 OF NW1/4 OF SW1/4 OF SEC 25,T6S, R3W, TH N 46.02' TO TPOB; TH W 473.36'; TH NW 187.98'; TH N 369.46' AL |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 25 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 5405 |
514 Cain Rd is owned and occupied by an individual who bought it in January 2021.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 4, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Jan 3, 2022 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Aug 24, 2006 | Deed of Trust, Mortgage · Conventional Mortgage US EQUITY MORTGAGE |
| Jan 6, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| May 26, 2017 | Warranty Deed, Transfer · Closed-End Mortgage EVABANK |
| May 28, 2015 | Special Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE OF AMERICA INC |
| Feb 19, 2015 | Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on File |
| Deed Sale | Jan 6, 2021 · Amount on File |
| Prior Sale | May 26, 2017 · Amount on File |
| Deed Book / Page | 2021 / 116 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2018/17129 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | 2018/17129 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jun 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002022/183 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 2022/183 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | HERITAGE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2006/43631 |
|---|---|
| Date | Aug 24, 2006 |
| Book Page | 2006/43631 |
| Name | US EQUITY MORTGAGE |
|---|---|
| Address | LOUISVILLE, KY 40222 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2036 |
| Prepayment Penalty | 36 Months |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Jan 6, 2021 |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | 002021/116 |
| Book / Page | 2021 / 116 |
| Instrument Date | Jan 4, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Title Company | TITLE & CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 251 QUAIL HOLLOW LN, CLINTON, TN 37716-5860 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | 002021/496 |
|---|---|
| Date | Jan 6, 2021 |
| Book Page | 2021/496 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 26, 2017 |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | DEED2017/04438 |
| Book / Page | DEED2017 / 04438 |
| Instrument Date | May 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $174.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2303 QUINCE DR SE, DECATUR, AL 35601-6137 |
| Name | Verified Name |
|---|---|
| Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | MTG201716203 |
|---|---|
| Date | May 26, 2017 |
| Instrument | MTG2017/16203 |
| Name | EVABANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 2, 2047 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | May 28, 2015 |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | 2015/04078 |
| Book / Page | 2015 / 04078 |
| Instrument Date | May 21, 2015 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7360 S KYRENE RD, TEMPE, AZ 85283-8432 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | 0201515667 |
|---|---|
| Date | May 28, 2015 |
| Instrument | 2015/15667 |
| Name | HOME MORTGAGE OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2045 |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 19, 2015 |
| Property Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Document Number | 2015/01371 |
| Book / Page | 2015 / 01371 |
| Instrument Date | Feb 17, 2015 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 CAIN RD, SOMERVILLE, AL 35670-4714 |
| Name | Verified Name |
|---|---|
| Address | 7360 S KYRENE RD, TEMPE, AZ 85283-8432 |
The 2025 property tax bill for 514 Cain Rd was $1,580 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,580.00 | $43,680 (-) Land $6,230 Building $37,450 | $436,800 (-) Land $62,300 Building $374,500 |
| 2024 | $43,680 (-) Land $6,230 Building $37,450 | $436,800 (-) Land $62,300 Building $374,500 | |
| 2023 | $1,580.00 (+5.54%) Homeowner's exemption | $43,680 (+5.35%) Land $6,230 Building $37,450 | $436,800 (+5.35%) Land $62,300 Building $374,500 |
| 2022 | $1,497.00 Homeowner's exemption | $41,460 Land $5,660 Building $35,800 | $414,600 Land $56,600 Building $358,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 514 Cain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 514 Cain Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures