466 Cain Rd, Somerville, AL 35670 Property Records

Morgan County property record for 466 Cain Rd, Somerville, AL 35670

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,585 sqft · built 1981
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Mar 2021 Line of Credit Jul 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-07-25-0-000-016.001`

Property Details

APN / Parcel Number

Primary APN	`11-07-25-0-000-016.001`
Alternative APNs	`418440` `24141`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,585 sqft Living Area
1st Floor Area	1,585 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	56,628 sqft (1.3 acres)
Utility Building	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	418440
Street Address	466 CAIN RD
City	SOMERVILLE
State	AL
Zip	35670-4712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT SW COR OF SW1/4 OF SW1/4 OF SEC 25, T6S, R3W, TH N 903.65', TH E 240' TO TPOB, TH CONT E 420', TH SO 137.3', TH W 420'
Legal Range	3W
Legal Township	6S
Legal Section	25
Jurisdiction	MORGAN AL
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1029
Census Tract	5405

Owner

466 Cain Rd is owned and occupied by an individual.

Source: Morgan County records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 455, SOMERVILLE, AL 35670-0455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF ALABAMA
Jul 7, 2015	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK
Aug 17, 2005	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	466 CAIN RD, SOMERVILLE, AL 35670-4712
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/13134
Date	Mar 9, 2021
Book Page	2021/13134

Lender

Name	PEOPLES BANK OF ALABAMA
Type	Bank
Address	CULLMAN, AL 35055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Mar 10, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	466 CAIN RD, SOMERVILLE, AL 35670-4712
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015/20713
Date	Jul 7, 2015
Book Page	2015/20713

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 12, 2035

Interest

Rate Type	Adjustable Rate

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	466 CAIN RD, SOMERVILLE, AL 35670-4712
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005/45968
Date	Aug 17, 2005
Book Page	2005/45968

Lender

Name	REGIONS BANK
Type	Bank
Address	HARTSELLE, AL 35640

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,780 (-) Land $1,810 Building $13,970	$157,800 (-) Land $18,100 Building $139,700
2024		$15,780 (-) Land $1,810 Building $13,970	$157,800 (-) Land $18,100 Building $139,700
2023	Homeowner's exemption Senior Citizen's exemption	$15,780 Land $1,810 Building $13,970	$157,800 Land $18,100 Building $139,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 466 Cain Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 466 Cain Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FlashFiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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