Morgan County property record for 729 Cain Rd, Somerville, AL 35670
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,518 sqft · built 1992 |
| Lot Size | 4 acres (174,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,371 (2025) |
| Deeds & Mortgages | Jun 2005 Mortgage Feb 2005 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-07-25-0-000-009.002 |
| Primary APN | 11-07-25-0-000-009.002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,518 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Upper Floors Area | 95 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 174,240 sqft (4 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 66265 |
|---|---|
| Street Address | 729 CAIN RD |
| City | SOMERVILLE |
| State | AL |
| Zip | 35670-4719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM AT NW COR OF E1/2 OF SW1/4 OF NW1/4 SEC 25, T6S, R3W, TH SO 105' TO TPOB; TH E 431.03'; TH SE 237.76'; TH SO 145'; TH W 6 |
| Legal Range | 3W |
| Legal Township | 6S |
| Legal Section | 25 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | SOMERVILLE |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 5405 |
729 Cain Rd is owned and occupied by two individuals.
Source: Morgan County records, as of July 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2005 | Deed of Trust, Mortgage CITIBANK FSB |
| Feb 15, 2005 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Jun 29, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COUNTRYWIDE HOMES LOANS INC |
| Nov 30, 2016 | Deed of Trust, Mortgage · Line of Credit TRADITIONS BANK |
| Jan 25, 2013 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 1, 2021 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2005/32476 |
|---|---|
| Date | Jun 17, 2005 |
| Book Page | 2005/32476 |
| Name | CITIBANK FSB |
|---|---|
| Type | Bank |
| Address | 22090 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Jun 9, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2005/07775 |
|---|---|
| Date | Feb 15, 2005 |
| Book Page | 2005/07775 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | BILLINGS, MT 59107 |
| Amount | Amount on Record |
|---|---|
| Term | 334 Months |
| Due | Dec 28, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2007/36554 |
|---|---|
| Date | Jun 29, 2007 |
| Book Page | 2007/36554 |
| Name | COUNTRYWIDE HOMES LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | CALABASAS, CA 91302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2022 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2016/38951 |
|---|---|
| Date | Nov 30, 2016 |
| Book Page | 2016/38951 |
| Name | TRADITIONS BANK |
|---|---|
| Type | Bank |
| Address | CULLMAN, AL 35055 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2013/03480 |
|---|---|
| Date | Jan 25, 2013 |
| Book Page | 2013/03480 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Feb 1, 2021 |
| Property Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Document Number | 02021/1038 |
| Book / Page | 2021 / 1038 |
| Instrument Date | Jan 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 SKIDMORE RD, DECATUR, AL 35603-6210 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 729 CAIN RD, SOMERVILLE, AL 35670-4719 |
| Document Number | 02021/5635 |
|---|---|
| Date | Feb 1, 2021 |
| Book Page | 2021/5635 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
The 2025 property tax bill for 729 Cain Rd was $1,371 with a homeowner's exemption.
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,371.00 | $38,080 (-) Land $4,890 Building $33,190 | $380,800 (-) Land $48,900 Building $331,900 |
| 2024 | $38,080 (-) Land $4,890 Building $33,190 | $380,800 (-) Land $48,900 Building $331,900 | |
| 2023 | $1,371.00 (+5.62%) Homeowner's exemption | $38,080 (+5.34%) Land $4,890 Building $33,190 | $380,800 (+5.34%) Land $48,900 Building $331,900 |
| 2022 | $1,298.00 Homeowner's exemption | $36,150 Land $4,450 Building $31,700 | $361,500 Land $44,500 Building $317,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 729 Cain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 729 Cain Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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