5534 Royal St, Crestview, FL 32539 Property Records

Okaloosa County property record for 5534 Royal St, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,712 sqft · built 2008
Lot Size0.167 acres (7,284 sqft)
OwnerIndividual Name on Record
Last Sale$35,000 (Sep 1994)
Tax Bill$2,193 (2025)
Deeds & MortgagesMar 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APNC56-000-592-0913-0

Property Details

APN / Parcel Number

Primary APNC56-000-592-0913-0
Alternative APN
  • 04-3N-23-1846-0007-0040

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,712 sqft Heated Area
Gross Area2,260 sqft
1st Floor Area1,712 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area7,284 sqft (0.167 acres)
Lot Width50 ft Width
Garage TypeFinished
Garage Area440 sqft
PorchOpen Porch
Porch Area45 sqft
Patio Area63 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address5534 ROYAL ST
CityCRESTVIEW
StateFL
Zip32539-8593
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRE S/D BLK 18 OAKDALE M/F LOT 4 BLK 7
Legal Range23
Legal Township03N
Legal Section04
Legal SubdivisionOAKDALE M/F RESUB BLK 18
Legal Block7,18
Legal Lot Number4
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1020
Census Tract20400

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address304 COUNTRY CLUB DR, CRESTVIEW, FL 32536-8428
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 1, 1994 · Amount on Record
Deed SaleSep 1, 1994 · Amount on Record
Deed Document Number0018621326
Record UpdatedJun 8, 2026

March 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address5534 ROYAL ST, CRESTVIEW, FL 32539-8593
Document Number0032924761
Instrument DateMar 17, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address304 COUNTRY CLUB DR CRESTVIEW FL 325368428, CRESTVIEW, FL 32536-8428

Mortgage

Document Number0032924761
DateMar 28, 2017
Book Page003292/004761
Instrument3125639
Lender
NamePEOPLES NAT'L BK
TypeBank
AddressNICEVILLE, FL 32578
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term36 Months
DueMar 27, 2020

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,193.00 (+2.96%)$217,490 (-4.52%) Land $21,129 Building $196,361$217,490 (-4.52%) Land $21,129 Building $196,361
2023$2,130.00 (+6.45%)$227,782 (+6.64%) Land $17,951 Building $209,831$227,782 (+6.64%) Land $17,951 Building $209,831
2022$2,001.00$213,600 Land $16,777 Building $196,823$213,600 Land $16,777 Building $196,823

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2008–2010)
Claims Outside the SFHA3 of 3
Most Recent ClaimFeb 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · lower than 86% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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