Okaloosa County property record for 5516 Royal St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,232 sqft · built 1979 |
| Lot Size | 0.337 acres (14,666 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,601 (Aug 2026) |
| Tax Bill | $1,484 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-0905-6 |
| Primary APN | C56-000-592-0905-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 1,232 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,666 sqft (0.337 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5516 ROYAL ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8592 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RES/D BLK 18 OAKDALE M/F LOTS 6 & 7 BLK 6 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE M/F |
| Legal Block | 18,6 |
| Legal Lot Number | 60 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4266 JENKINS RD, CRESTVIEW, FL 32536-6823 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2026 | Warranty Deed, Transfer · Construction Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on Record |
| Deed Sale | Aug 28, 2026 · Amount on Record |
| Prior Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 20263835966 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 5516 ROYAL ST, CRESTVIEW, FL 32539-8592 |
| Document Number | 0003835966 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20263835966 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160,914.21 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4266 JENKINS RD, CRESTVIEW, FL 32536-6823 |
| Document Number | 0003835967, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20263835967 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 13, 2026 |
| Property Address | 5516 ROYAL ST, CRESTVIEW, FL 32539-8592 |
| Document Number | 0003816424 |
| Instrument Date | May 7, 2026 |
| Instrument | 2026.3816424 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $106,050.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 158 EGLIN PKWY NE, FORT WALTON BEACH, FL 32548-4402 |
| Investor | Possibly a Property Investor |
| Document Number | 0003816425, |
|---|---|
| Date | May 13, 2026 |
| Instrument | 2026..3816425 |
| Name | KIAVI FUNDING INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,484.00 (+3.85%) | $142,906 (-2.14%) Land $31,693 Building $111,213 | $142,906 (-2.14%) Land $31,693 Building $111,213 |
| 2023 | $1,429.00 (+6.32%) | $146,034 (+6.58%) Land $26,926 Building $119,108 | $146,034 (+6.58%) Land $26,926 Building $119,108 |
| 2022 | $1,344.00 | $137,015 Land $25,165 Building $111,850 | $137,015 Land $25,165 Building $111,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2008–2010) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Feb 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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