5519 Royal St, Crestview, FL 32539 Property Records

Okaloosa County property record for 5519 Royal St, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,175 sqft · built 1980
Lot Size0.712 acres (31,033 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Sep 2025)
Tax Bill$828 (2025)
Deeds & MortgagesOct 2023 Transfer
May 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNC56-000-592-0687-0

Property Details

APN / Parcel Number

Primary APNC56-000-592-0687-0
Alternative APNs
  • 04-3N-23-1840-0019-003B
  • 23N30418400019003B

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,175 sqft Living Area
Gross Area1,763 sqft
1st Floor Area1,175 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area31,033 sqft (0.712 acres)
Lot Width107 ft Width
PorchOpen/Unfinished Porch
Porch Area24 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address5519 ROYAL ST
CityCRESTVIEW
StateFL
Zip32539-8594
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKDALE M/F S223.4 FT OF W1/2 LOT 3 BLK 19 EX S116.67 FT
Legal Range23W
Legal Township03N
Legal Section04
Legal SubdivisionOAKDALE M/F
Legal Block19
Legal Lot Number3
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group4
Census Block4030
Census Tract20400

Owner

Source: Okaloosa County records, as of April 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
May 22, 2023Deed of Trust, Mortgage · Line of Credit
REGIONS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2025 · Amount on Record
Deed SaleSep 3, 2025 · Amount on Record
Prior SaleMar 13, 2019 · Amount on Record
Deed Document Number20253771478
Prior Transfer DateOct 10, 2023
Prior Transfer Doc0003652414
Record UpdatedOct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateOct 17, 2023
Property Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594
Document Number0003652414
Map ReferenceMB 1 PG 129
Instrument DateOct 10, 2023
Instrument3652414
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594
Transaction TypeMortgage
Record UpdatedJun 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address5519 ROYAL ST, CRESTVIEW, FL 32539-8594

Mortgage

Document Number0036754791
DateMay 22, 2023
Book Page3675/4791
Instrument3624935
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$828.00 (+8.38%)$110,150 (+5.99%)$156,620 (-2.44%) Land $31,002 Building $125,618
2023$764.00 (-47.74%) Homeowner's exemption$103,928 (-30.94%)$160,542 (+6.68%) Land $26,339 Building $134,203
2022$1,462.00$150,485 Land $24,616 Building $125,869$150,485 Land $24,616 Building $125,869

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAUBURN WATER SYSTEM
public/private · serves 22,903 people · EPA ID FL1460035
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100

May also be available: Verizon.

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