Okaloosa County property record for 5541 Royal St, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,902 sqft · built 1995 |
| Lot Size | 7.69 acres (334,976 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,000 (Sep 2014) |
| Tax Bill | $1,995 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-592-0683-9 |
| Primary APN | C56-000-592-0683-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,902 sqft Living Area |
| Gross Area | 3,728 sqft |
| 1st Floor Area | 1,816 sqft |
| Upper Floors Area | 1,086 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 334,976 sqft (7.69 acres) |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 5541 ROYAL ST |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-8594 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAKDALE MIN/FARMS LOTS 1 & 2 BLK 19 & 60 FT N OF LOT 1 LESS THE E283 FT OF LOT 2 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 04 |
| Legal Subdivision | OAKDALE MIN/FARMS |
| Legal Block | 19,60 |
| Legal Lot Number | 10 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 4 |
| Census Block | 4030 |
| Census Tract | 20400 |
Source: Okaloosa County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5541 ROYAL ST, CRESTVIEW, FL 32539-8594 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 8, 2022 | Deed of Trust, Mortgage · Line of Credit UNITED BANK |
| Feb 26, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2014 · Amount on Record |
| Deed Sale | Sep 9, 2014 · Amount on Record |
| Prior Sale | May 27, 2014 · Amount on Record |
| Deed Document Number | 20142950003 |
| Deed Book / Page | 3163 / 3123 |
| Prior Transfer Date | Jun 30, 2004 |
| Prior Transfer Doc | 0002138112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5541 ROYAL ST, CRESTVIEW, FL 32539-8594 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1203 GRANDVIEW DR, CRESTVIEW, FL 32539-8516 |
| Document Number | 0036413537 |
|---|---|
| Date | Sep 8, 2022 |
| Book Page | 3641/3537 |
| Instrument | 3577051 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | JAY, FL 32565 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5541 ROYAL ST, CRESTVIEW, FL 32539-8594 |
| Document Number | 0033393771 |
| Instrument Date | Feb 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2018 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5541 ROYAL ST CRESTVIEW FL 325398594, CRESTVIEW, FL 32539-8594 |
| Document Number | 0033393771 |
|---|---|
| Date | Mar 5, 2018 |
| Book Page | 003339/003771 |
| Instrument | 3192076 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 4, 2048 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,995.00 (+6.34%) Homeowner's exemption Veteran's exemption | $237,801 (+5.99%) | $380,011 (-3.3%) Land $72,355 Building $307,656 |
| 2023 | $1,876.00 (+2.07%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $224,368 (+2.58%) | $392,978 (+6.89%) Land $61,474 Building $331,504 |
| 2022 | $1,838.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $218,726 | $367,650 Land $57,452 Building $310,198 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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