Allegan County property record for 553 E Hammond St, Otsego, MI 49078
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 ba · 1,320 sqft · built 1990 |
| Lot Size | 0.333 acres (14,505 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,248 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-454-014-10 |
| Primary APN | 54-454-014-10 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Modular |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 14,505 sqft (0.333 acres) |
| Lot Dimensions | 123 ft deep x 136 ft wide |
| Garage Area | 896 sqft |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 553 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1508 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-B |
| Legal Description | S 123' OF LOTS 16, 17 & 18 EX THE W 14' OF LOT 18 BLOCK D HOMESTEAD ADDITION |
| Legal Subdivision | BLOCK D HOMESTEAD ADD |
| Legal Block | D |
| Legal Lot Number | 16-18 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31900 |
553 E Hammond St, a residential property, is owned and occupied by an individual.
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 553 E HAMMOND ST, OTSEGO, MI 49078-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 553 E Hammond St was $2,248 with a homeowner's exemption.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $93,200 Land $20,900 Building $72,300 | $186,400 Land $41,800 Building $144,600 | |
| 2025 | $2,248.00 | ||
| 2023 | $71,700 Land $9,900 Building $61,800 | $143,400 Land $19,800 Building $123,600 | |
| 2022 | $1,948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 553 E Hammond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 553 E Hammond St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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