Allegan County property record for 542 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 940 sqft · built 1955 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $209,000 (Mar 2025) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Jan 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-455-019-00 |
| Primary APN | 54-455-019-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 940 sqft Living Area |
| 1st Floor Area | 940 sqft |
| Basement Area | 144 sqft |
| Unfinished Basement | 144 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 10,716 sqft (0.246 acres) |
| Lot Dimensions | 165 ft deep x 65 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 542 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 19 & E 15 FT OF LOT 18 BK. E HOMESTEAD ADDITION. |
| Legal Subdivision | BK E HOMESTEAD ADD |
| Legal Lot Number | 18-19 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31900 |
542 E Hammond St is owned and occupied by an individual who bought it in March 2025.
Source: Allegan County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 308 SIB RUMERY ST, WAYLAND, MI 49348-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 25, 2025 · Amount on File |
| Deed Sale | Mar 25, 2025 · Amount on File |
| Prior Sale | Jan 3, 2025 · Amount on File |
| Deed Document Number | 20253965 |
| Deed Book / Page | 5019 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 20, 2021 |
| Property Address | 542 E HAMMOND ST, OTSEGO, MI 49078-1509 |
| Document Number | 4567/253 |
| Book / Page | 4567 / 253 |
| Instrument Date | Dec 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 24165 W INTERSTATE 10217, 24165, SAN ANTONIO, TX 78257 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2643, KALAMAZOO, MI 49003-2643 |
The 2025 property tax bill for 542 E Hammond St was $2,469 with a homeowner's exemption.
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $56,300 Land $12,700 Building $43,600 | $112,600 Land $25,400 Building $87,200 | |
| 2025 | $2,469.00 | ||
| 2023 | $39,000 Land $6,000 Building $33,000 | $78,000 Land $12,000 Building $66,000 | |
| 2022 | $1,311.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 542 E Hammond St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 542 E Hammond St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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