Allegan County property record for 533 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,297 sqft · built 1870 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,084 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Jan 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-454-025-00 |
| Primary APN | 54-454-025-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,297 sqft Living Area |
| 1st Floor Area | 1,297 sqft |
| Basement Area | 624 sqft |
| Unfinished Basement | 624 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 533 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 25 BLOCK D HOMESTEAD ADDITION. |
| Legal Subdivision | BLOCK D HOMESTEAD ADD |
| Legal Block | D |
| Legal Lot Number | 25 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 31900 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1263 103RD AVE, PLAINWELL, MI 49080-1911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 9, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jan 20, 2023 | Intrafamily Transfer, Transfer |
| Feb 14, 2018 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2000 |
| Deed Sale | Oct 19, 2000 |
| Deed Book / Page | 3127 / 615 |
| Last Transfer Date | Apr 7, 2023 |
| Transfer Doc | 004877/145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Aug 9, 2023 |
| Property Address | 533 E HAMMOND ST, OTSEGO, MI 49078-1508 |
| Document Number | 004877/145 |
| Book / Page | 4877 / 145 |
| Map Reference | LB 2 PG 22 |
| Instrument Date | Apr 7, 2023 |
| Instrument | 2023011380 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 W VANBRUGGEN DR, OTSEGO, MI 49078 |
| Name | Verified Name |
|---|---|
| Address | 1263 103RD AVE, PLAINWELL, MI 49080-1911 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jan 20, 2023 |
| Property Address | 533 E HAMMOND ST, OTSEGO, MI 49078-1508 |
| Document Number | 0004831/29 |
| Book / Page | 4831 / 29 |
| Map Reference | LB 2 PG 22 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 2023000890 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 W VAN BRUGGEN ST, PLAINWELL, MI 49080-1168 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 533 E HAMMOND ST, OTSEGO, MI 49078-1508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4221/325 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 4221/325 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,000 (+31.94%) Land $9,800 Building $47,200 | $114,000 (+31.94%) Land $19,600 Building $94,400 | |
| 2025 | $2,084.00 (+67.93%) | ||
| 2023 | $43,200 Land $4,600 Building $38,600 | $86,400 Land $9,200 Building $77,200 | |
| 2022 | $1,241.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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