Allegan County property record for 550 E Hammond St, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,096 sqft · built 1985 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Company Name on Record |
| Last Sale | $115,000 (Jul 2017) |
| Tax Bill | $2,660 (2025) |
| Deeds & Mortgages | Jul 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-455-022-00 |
| Primary APN | 54-455-022-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| 1st Floor Area | 1,096 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | No Foundation |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 165 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 550 E HAMMOND ST |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-1509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Description | LOT 22 BLOCK E HOMESTEAD ADDITION. |
| Legal Subdivision | BLOCK E HOMESTEAD ADD |
| Legal Block | E |
| Legal Lot Number | 22 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | OTSEGO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 31900 |
Source: Allegan County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1227 108TH AVE, OTSEGO, MI 49078-8703 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2017 · Amount on Record |
| Deed Sale | Jul 19, 2017 · Amount on Record |
| Prior Sale | Dec 30, 1996 |
| Deed Book / Page | 4159 / 681 |
| Prior Transfer Date | Oct 10, 2008 |
| Prior Transfer Doc | 3272/020 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Recording Date | Jul 19, 2017 |
| Property Address | 550 E HAMMOND ST, OTSEGO, MI 49078-1509 |
| Document Number | 4159/681 |
| Book / Page | 4159 / 681 |
| Map Reference | LB2 PG22 |
| Instrument Date | Jul 6, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | TITLE RESOURCE AGENCY, TITLE RESOURCES AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $989.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5071 W AVE, 5071, KALAMAZOO, MI 49009 |
| Name | Verified Name |
|---|---|
| Address | 720 BROOKSIDE DR, OTSEGO, MI 49078-1512 |
Source: Allegan County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| Municipality | Otsego City |
| Unified School District | Otsego Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,500 (+0.63%) Land $9,800 Building $53,700 | $127,000 (+0.63%) Land $19,600 Building $107,400 | |
| 2025 | $2,660.00 (+2.74%) | $63,100 (+32.56%) Land $8,200 Building $54,900 | $126,200 (+32.56%) Land $16,400 Building $109,800 |
| 2024 | $2,589.00 (+16.2%) | ||
| 2023 | $47,600 Land $4,600 Building $43,000 | $95,200 Land $9,200 Building $86,000 | |
| 2022 | $2,228.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OTSEGO serves 4,120 people · EPA ID MI0005060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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