Webb County property record for 5528 Somerville St, Laredo, TX 78046
| Property Type | Single Family Home |
|---|---|
| Details | 2,261 sqft · built 2018 |
| Lot Size | 0.123 acres (5,359 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,966 (2024) |
| Deeds & Mortgages | Jan 2024 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 929-83002-240 |
| Primary APN | 929-83002-240 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,261 sqft Living Area |
| Gross Area | 2,651 sqft |
| 1st Floor Area | 1,227 sqft |
| 2nd Floor Area | 1,034 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 5,359 sqft (0.123 acres) |
| Garage Type | Attached |
| Garage Area | 390 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 300 sqft |
| Storage Building | 24 sqft |
| Account Number | 580067 |
|---|---|
| Street Address | 5528 SOMERVILLE ST |
| City | LAREDO |
| State | TX |
| Zip | 78046-5199 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAGO DEL VALLE, BLOCK 2, LOT 24, PHASE IV |
| Legal Subdivision | LAGO DEL VALLE |
| Legal Phase | IV |
| Legal Block | 2 |
| Legal Lot Number | 24 |
| Jurisdiction | WEBB TX |
| Township / Civil Division | LAREDO SOUTH-EL CENIZO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 1810 |
Source: Webb County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 17, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 9, 2018 | Deed of Trust, Mortgage P E FUNDING LLC |
| May 2, 2018 | Vendor's Lien, Transfer · FHA Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2018 |
| Deed Sale | May 2, 2018 |
| Deed Document Number | 1327792 |
| Deed Book / Page | 4411 / 242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Document Number | 005588/405 |
|---|---|
| Date | Jan 17, 2024 |
| Book Page | 5588/405 |
| Instrument | 1519662 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 292 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Document Number | 005367/701 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 5367/701 |
| Instrument | 1483347 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 307 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WEBB TX |
| Property Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4368/362 |
|---|---|
| Date | Feb 9, 2018 |
| Book Page | 4368/362 |
| Instrument | 1320197 |
| Name | P E FUNDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | MCALLEN, TX 78502 |
| Amount | Amount Recorded |
|---|---|
| Term | 11 Months |
| Due | Jan 29, 2019 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | WEBB TX |
| Recording Date | May 2, 2018 |
| Property Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Document Number | 004411/242 |
| Book / Page | 4411 / 242 |
| Map Reference | VOL 35 PG 54&55 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 1327792 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5528 SOMERVILLE ST, LAREDO, TX 78046-5199 |
| Document Number | 0001327793 |
|---|---|
| Date | May 2, 2018 |
| Instrument | 1327793 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Webb County assessment roll, as of July 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Laredo City |
| County | Webb County |
| Unified School District | United Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289,157 (+6.18%) Land $52,196 Building $236,961 | $289,157 (+6.18%) Land $52,196 Building $236,961 | |
| 2024 | $1,966.00 (+5.19%) | ||
| 2023 | $272,338 Land $49,302 Building $223,036 | $272,338 Land $49,302 Building $223,036 | |
| 2022 | $1,869.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 62% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAREDO serves 260,046 people · EPA ID TX2400001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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