Brunswick County property record for 5528 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 7 ba · 4,288 sqft · built 2016 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,875,000 (Oct 2021) |
| Tax Bill | $6,087 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2020 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 250AE03203 |
| Primary APN | 250AE03203 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 7 Baths |
| Building Area | 4,288 sqft Heated Area |
| Gross Area | 5,689 sqft |
| 1st Floor Area | 217 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80118779 |
|---|---|
| Street Address | 5528 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | L-8AX B-3 S-N2 PL 74/35 LONG BEACH .26AC |
| Legal Subdivision | RECOMBINATION FOR BRIAN KEITH KEESEE |
| Legal Block | 3 |
| Legal Lot Number | 8 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20315 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 275 MONTFORD DR, GARNER, NC 27529-6883 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 31, 2020 | Deed of Trust, Mortgage · Line of Credit SELECT BANK & TRUST CO |
| Oct 6, 2017 | Deed of Trust, Mortgage OAK ISLAND BUILDER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on Record |
| Deed Sale | Oct 29, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2014 · Amount on Record |
| Deed Book / Page | 4735 / 809 |
| Prior Transfer Date | Jan 17, 2014 |
| Prior Transfer Doc | 0034940433 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 29, 2021 |
| Property Address | 5528 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0047350809 |
| Book / Page | 4735 / 809 |
| Map Reference | CAB 74 PG 35 |
| Instrument Date | Aug 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4267 LONG BEACH RD SE, 4267, SOUTHPORT, NC 28461-8626 |
| Name | Verified Name |
|---|---|
| Address | 275 MONTFORD DR, GARNER, NC 27529-6883 |
| Document Number | 0004735813 |
|---|---|
| Date | Oct 29, 2021 |
| Instrument | 4735/813 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.37% |
| Index | Other |
| Max Rate | 7.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5528 E BEACH DR, OAK ISLAND, NC 28465 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0044100276 |
|---|---|
| Date | Jul 31, 2020 |
| Book Page | 4410/276 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNN, NC 28335 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5528 E BEACH DR, OAK ISLAND, NC 28465 |
| Document Number | 0039710361 |
| Book / Page | 003971 / 000361 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4267 LONG BEACH RD SE SOUTHPORT NC 284618626, SOUTHPORT, NC 28461-8626 |
| Document Number | 0039710361 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 003971/000361 |
| Name | OAK ISLAND BUILDER LLC |
|---|---|
| Address | PO BOX 1078, OAK ISLAND, NC 28465-6860 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 11, 2037 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,550,950 (-) Land $667,500 Building $883,450 | $1,550,950 (-) Land $667,500 Building $883,450 | |
| 2025 | $6,087.00 (-11.82%) | $1,550,950 (-) Land $667,500 Building $883,450 | $1,550,950 (-) Land $667,500 Building $883,450 |
| 2024 | $6,903.00 | ||
| 2023 | $1,550,950 Land $667,500 Building $883,450 | $1,550,950 Land $667,500 Building $883,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 183 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 348 units insured incl. 165 condo units |
| Nearby Flood Claims | 46 (2004–2024) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures