5522 E Beach Dr, #B, Oak Island, NC 28465 Property Records

Brunswick County property record for 5522 E Beach Dr, #B, Oak Island, NC 28465

Property Summary

Property TypeDuplex
Details2 bd · 2 ba · 980 sqft · built 1977
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Tax Bill$2,535 (2025)
Deeds & MortgagesDec 2020 Mortgage
Jan 2021 Sale
Flood ZoneZone AE (high risk)
APN250AE031

Property Details

APN / Parcel Number

Primary APN250AE031
Alternative APNs
  • 207505098141
  • 37918120
  • 80132255

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area980 sqft Heated Area
Gross Area1,160 sqft
1st Floor Area56 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1980
Architectural StyleDuplex Single
Exterior MaterialWood
Construction TypeWood
Foundation TypePier/Post & Beam
Roof TypeWood Truss
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80132255
Street Address5522 E BEACH DR, B
CityOAK ISLAND
StateNC
Zip28465-5047
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR7
Legal DescriptionL-11A& E P/O 6 B-3 S-1&N-2 PLAT 1/96-99&8/140
Legal SubdivisionOAK ISLAND
Legal Block3
Legal Lot Number11A
Legal UnitB
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1042
Census Tract20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address8399 CEDAR HOLLOW RD, GREENSBORO, NC 27455-8273
Owner TypeCompany
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRULIANT FCU
Jan 4, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2002
Deed SaleOct 1, 2002
Deed Book / Page1646 / 872
Last Transfer DateSep 7, 2022
Record UpdatedOct 29, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address5522 E BEACH DR # B, B, OAK ISLAND, NC 28465-5047
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045140386
DateDec 23, 2020
Book Page4514/386
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 4, 2021
Property Address5522 E BEACH DR # B, B, OAK ISLAND, NC 28465-5047
Document Number0045200948
Book / Page004520 / 000948
Instrument DateDec 14, 2020
Transaction TypeTransfer
Record UpdatedJan 26, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$210.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8399 CEDAR HOLLOW RD GREENSBORO NC 274558273, GREENSBORO, NC 27455-8273

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$653,120 (-) Land $445,000 Building $208,120$653,120 (-) Land $445,000 Building $208,120
2025$2,535.00$653,120 (-) Land $445,000 Building $208,120$653,120 (-) Land $445,000 Building $208,120
2023$653,120 Land $445,000 Building $208,120$653,120 Land $445,000 Building $208,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 183 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies348 units insured
incl. 165 condo units
Nearby Flood Claims46 (2004–2024)
Claims Outside the SFHA6 of 46
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Potential Tropical Cyclone Eight, Sep 2024 · 5 claims
  • Hurricane Isaias, Aug 2020 · 28 claims
  • Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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