5525 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 5525 E Beach Dr, Oak Island, NC 28465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,156 sqft · built 1968
Lot Size	0.175 acres (7,623 sqft)
Owner	Company Name on Record
Last Sale	$348,000 (Oct 2017)
Tax Bill	$2,826 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2021 Mortgage + 3 more
Flood Zone	Zone VE (high risk)
APN	`250AF011`

Property Details

APN / Parcel Number

Primary APN	`250AF011`
Alternative APNs	`207505088849` `80065506` `80139716`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,156 sqft Heated Area
Gross Area	1,572 sqft
Flooring	Vinyl/Resilient
Interior Walls	Paneling

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1975
Exterior Material	Wood Shingle
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	7,623 sqft (0.175 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80139716
Street Address	5525 E BEACH DR
City	OAK ISLAND
State	NC
Zip	28465-5048
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	L-13 B-4 S-1 LB PLAT 1/98
Legal Subdivision	FAST LONG BEACH
Legal Block	4
Legal Lot Number	13
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SMITHVILLE
Census Block Group	1
Census Block	1041
Census Tract	20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1613 PETES CT, CROFTON, MD 21114-3141
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
Jan 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC
Jul 8, 2020	Deed of Trust, Mortgage · Line of Credit UNIVEST BANK & TRUST CO
Mar 25, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2017 · Amount on Record
Deed Sale	Oct 24, 2017 · Amount on Record
Prior Sale	Jun 1, 2003 · Amount on Record
Deed Book / Page	3976 / 24
Last Transfer Date	Feb 9, 2023
Transfer Doc	0049990548
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 14, 2023
Property Address	5525 E BEACH DR, OAK ISLAND, NC 28465-5048
Document Number	0049990548
Book / Page	4999 / 548
Map Reference	MB 1 PG 98
Instrument Date	Feb 9, 2023
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1613 PETES CT, CROFTON, MD 21114-3141

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1613 PETERS CT, CROFTON, MD 21114-3141

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	5525 E BEACH DR, OAK ISLAND, NC 28465-5048
Transaction Type	Mortgage
Record Updated	Aug 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045290708
Date	Jan 19, 2021
Book Page	4529/708

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	5525 E BEACH DR, OAK ISLAND, NC 28465-5048
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043920812
Date	Jul 8, 2020
Book Page	4392/812

Lender

Name	UNIVEST BANK & TRUST CO
Type	Bank
Address	MC LEAN, VA 22102

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 25, 2019
Property Address	5525 E BEACH DR, OAK ISLAND, NC 28465-5048
Document Number	0041700574
Book / Page	004170 / 000574
Instrument Date	Mar 22, 2019
Transaction Type	Transfer
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 WOODCREST RD SOUTHPORT NC 284618943, SOUTHPORT, NC 28461-8943

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Oct 24, 2017
Property Address	5525 E BEACH DR, OAK ISLAND, NC 28465-5048
Document Number	0039760024
Book / Page	3976 / 0024
Map Reference	MB 1 PG 98
Instrument Date	Oct 19, 2017
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1935 LILIANO DR, 1935, SIERRA MADRE, CA 91024-1530

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8613 HOLLOWBROOK WAY, MANASSAS, VA 20110-7011

Mortgage

Document Number	39760028
Date	Oct 24, 2017
Instrument	3976/0028

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Oak Island Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$731,300 (-) Land $560,000 Building $171,300	$731,300 (-) Land $560,000 Building $171,300
2025	$2,826.00 (-6.7%)	$731,300 (-) Land $560,000 Building $171,300	$731,300 (-) Land $560,000 Building $171,300
2024	$3,029.00
2023		$731,300 Land $560,000 Building $171,300	$731,300 Land $560,000 Building $171,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	348 units insured incl. 165 condo units
Nearby Flood Claims	46 (2004–2024)
Claims Outside the SFHA	6 of 46
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Potential Tropical Cyclone Eight, Sep 2024 · 5 claims Hurricane Isaias, Aug 2020 · 28 claims Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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