Brunswick County property record for 5518 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,740 sqft · built 1987 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Company Name on Record |
| Last Sale | $810,000 (Jul 2025) |
| Tax Bill | $2,946 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Sep 2025 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 250AE028 |
| Primary APN | 250AE028 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,740 sqft Heated Area |
| Gross Area | 2,294 sqft |
| 1st Floor Area | 120 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80169963 |
|---|---|
| Street Address | 5518 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-13A & 1/2 OF 5 B-3 N-2&1 LB 1/96&8/140 |
| Legal Subdivision | OAK ISLAND |
| Legal Block | 3 |
| Legal Lot Number | 13A |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20315 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 112 SE 23RD ST, OAK ISLAND, NC 28465-6101 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK |
| Sep 5, 2025 | Deed of Trust, Mortgage FARMERS STATE BANK |
| May 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2025 · Amount on Record |
| Deed Sale | Jul 29, 2025 · Amount on Record |
| Prior Sale | Jan 11, 2018 · Amount on Record |
| Deed Book / Page | 5394 / 1142 |
| Prior Transfer Date | Dec 29, 2005 |
| Prior Transfer Doc | 2309000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 19, 2026 |
| Property Address | 5518 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 5580000486 |
| Book / Page | 5580 / 486 |
| Instrument Date | Jun 12, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 112 SE 23RD ST, OAK ISLAND, NC 28465-6101 |
| Document Number | 5580000486, |
|---|---|
| Date | Jun 19, 2026 |
| Book Page | 5580/486 |
| Name | FARMERS STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5518 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 305 NE 48TH ST, OAK ISLAND, NC 28465-5306 |
| Document Number | 0054170148 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 5417/148 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | MOUNTAIN CITY, TN 37683 |
| Amount | Amount Recorded |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | May 18, 2020 |
| Property Address | 5518 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 0043621239 |
| Book / Page | 004362 / 001239 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 16, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E 82ND ST #6B NEW YORK NY 100286033, 6B, NEW YORK, NY 10028-6033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 11, 2018 |
| Property Address | 5518 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 0040051065 |
| Book / Page | 004005 / 001065 |
| Instrument Date | Jan 5, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $910.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 431 E 82ND ST #6B NEW YORK NY 100286033, 6B, NEW YORK, NY 10028-6033 |
| Document Number | 40051082 |
|---|---|
| Date | Jan 11, 2018 |
| Book Page | 004005/001082 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 10, 2048 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $771,220 (-) Land $445,000 Building $326,220 | $771,220 (-) Land $445,000 Building $326,220 | |
| 2025 | $2,946.00 (-6.36%) | $771,220 (-) Land $445,000 Building $326,220 | $771,220 (-) Land $445,000 Building $326,220 |
| 2024 | $3,146.00 | ||
| 2023 | $771,220 Land $445,000 Building $326,220 | $771,220 Land $445,000 Building $326,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 183 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 348 units insured incl. 165 condo units |
| Nearby Flood Claims | 46 (2004–2024) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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