5505 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5505 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1990
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$150,000 (Oct 2021)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-108-002`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-108-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	880 sqft
2nd Floor Area	480 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	5505 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 60 X 120
Legal Subdivision	WILLIAMSBURG HEIGHTS SUBDIVISION 6
Legal Tract	2
Legal Block	108
Legal Lot Number	189
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3007
Census Tract	24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5505 INDEPENDENCE DR, LORAIN, OH 44053-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2021	Warranty Deed, Transfer · FHA Mortgage THE HUNTINGTON NATIONAL BANK
Jul 14, 2017	Deed, Transfer · FHA Mortgage LIBERTY HOME MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2021 · Amount on Record
Deed Sale	Oct 20, 2021 · Amount on Record
Prior Sale	Jul 14, 2017 · Amount on Record
Deed Document Number	2021007152
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 20, 2021
Property Address	5505 INDEPENDENCE DR, LORAIN, OH 44053-3214
Document Number	0000845194
Map Reference	VOL 31 PG 28
Instrument Date	Oct 18, 2021
Instrument	2021-0845194
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ERIEVIEW TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 INDEPENDENCE DR, LORAIN, OH 44053-3214

Mortgage

Document Number	0000845195
Date	Oct 20, 2021
Instrument	2021-0845195

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Jul 14, 2017
Property Address	5505 INDEPENDENCE DR, LORAIN, OH 44053-3214
Document Number	0000636789
Map Reference	VOL 31 PG 28
Instrument Date	Jul 11, 2017
Instrument	2017-0636789
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000636790
Date	Jul 14, 2017
Instrument	2017-0636790

Lender

Name	LIBERTY HOME MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,377.00	$53,730 (+0.01%) Land $10,960 Building $42,770	$153,500 (-) Land $31,300 Building $122,200
2024	$2,377.00 (-8.93%)	$53,725 (+3.8%) Land $10,955 Building $42,770	$153,500 (+3.8%) Land $31,300 Building $122,200
2023	$2,610.00 (+4.03%)	$51,759 (%) Land $9,104 Building $42,655	$147,880 (-) Land $26,010 Building $121,870
2022	$2,509.00	$51,760 Land $9,100 Building $42,660
2021			$147,880 Land $26,010 Building $121,870

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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