5511 Independence Dr, Lorain, OH 44053 Property Records

Lorain County property record for 5511 Independence Dr, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,848 sqft · built 1977
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$2,586 (2025)
Deeds & Mortgages	Oct 2025 Transfer Apr 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-02-004-108-003`

Property Details

APN / Parcel Number

Primary APN	`02-02-004-108-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
1st Floor Area	1,272 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5511 INDEPENDENCE DR
City	LORAIN
State	OH
Zip	44053-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLIAMSBURG HTS #6 60.00 X 120.00
Legal Subdivision	WILLIAMSBURG HEIGHTS SUBDIVISION #6
Legal Tract	2
Legal Block	108
Legal Lot Number	190
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	3
Census Block	3007
Census Tract	24200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Affidavit of Death of Joint Tenant, Transfer
Apr 19, 2023	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLIED MTG
Mar 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2025
Deed Sale	Oct 22, 2025
Prior Sale	Mar 6, 2020
Deed Document Number	2025-0072326
Record Updated	Jun 8, 2026

October 2025: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	LORAIN OH
Recording Date	Oct 22, 2025
Property Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214
Document Number	0000072326
Map Reference	VOL 31 PG 28
Instrument Date	Oct 21, 2025
Instrument	2025-0072326
Transaction Type	Transfer
Record Updated	Oct 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214
Transaction Type	Mortgage
Record Updated	Apr 26, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000912985
Date	Apr 19, 2023
Instrument	2023-0912985

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214
Document Number	0000764968
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5511 INDEPENDENCE DR LORAIN OH 440533214, LORAIN, OH 44053-3214

Mortgage

Document Number	0000764968
Date	Jun 17, 2020
Instrument	764968

Lender

Name	ALLIED MTG
Type	Mortgage Company
Address	BALA CYNWYD, PA 19004

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 6, 2020
Property Address	5511 INDEPENDENCE DR, LORAIN, OH 44053-3214
Document Number	0000752122
Instrument Date	Feb 15, 2020
Instrument	752122
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5511 INDEPENDENCE DR LORAIN OH 440533214, LORAIN, OH 44053-3214

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,586.00	$61,250 (+%) Land $10,960 Building $50,290	$174,990 (-) Land $31,300 Building $143,690
2024	$2,586.00 (+16.91%)	$61,247 (+36.38%) Land $10,955 Building $50,292	$174,990 (+36.38%) Land $31,300 Building $143,690
2023	$2,212.00 (+4.19%)	$44,909 (%) Land $9,104 Building $35,805	$128,310 (-) Land $26,010 Building $102,300
2022	$2,123.00	$44,910 Land $9,100 Building $35,810
2021			$128,310 Land $26,010 Building $102,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2011–2023)
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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