Mercer County property record for 551 S 3rd St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,404 sqft · built 1988 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $2,226 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-165200.0000 |
| Primary APN | 05-165200.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Basement Area | 1,404 sqft |
| Finished Basement | 1,404 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 551 S 3RD ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STURBRIDGE ESTATES SECOND ADD LOT#:1244 |
| Legal Subdivision | STURBRIDGE ESTATES |
| Legal Lot Number | 1244 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 551 S 3RD ST, COLDWATER, OH 45828-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 16, 2014 |
| Transfer Doc | 0000002344 |
| Record Updated | Sep 20, 2026 |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,226.00 | $66,890 (-) Land $8,960 Building $57,930 | |
| 2024 | $2,226.00 (+1.92%) | $66,890 (-) Land $8,960 Building $57,930 | |
| 2023 | $2,184.00 (+9.58%) | $66,890 (+23.28%) Land $8,960 Building $57,930 | $191,100 (+23.29%) Land $25,600 Building $165,500 |
| 2022 | $1,993.00 | $54,260 Land $5,430 Building $48,830 | |
| 2020 | $155,000 Land $15,500 Building $139,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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