504 S 3rd St, Coldwater, OH 45828 Property Records

Mercer County property record for 504 S 3rd St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,814 sqft · built 1969
Lot Size0.36 acres (15,720 sqft)
Owner2 Individual Names on Record
Last Sale$291,666 (Feb 2022)
Tax Bill$2,702 (2025)
Deeds & MortgagesFeb 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-141600.0000

Property Details

APN / Parcel Number

Primary APN05-141600.0000
Alternative APN
  • 08-34-151-007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,814 sqft Living Area
Basement Area1,814 sqft
Unfinished Basement1,814 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Lot Area15,720 sqft (0.36 acres)
Lot Dimensions120 ft deep x 131 ft wide
Garage TypeAttached

Location & Zoning

Street Address504 S 3RD ST
CityCOLDWATER
StateOH
Zip45828-1871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEFELDS 2ND ADD LOT#: 1010
Legal SubdivisionLEFELDS 2ND ADD
Legal Lot Number1010
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4067
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address504 S 3RD ST, COLDWATER, OH 45828-1871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 2022 · Amount on Record
Deed SaleFeb 23, 2022 · Amount on Record
Prior SaleMar 22, 2007 · Amount on Record
Deed Document Number2022907
Prior Transfer DateMar 19, 2007
Prior Transfer Doc0000001536
Record UpdatedSep 20, 2026

February 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateFeb 23, 2022
Property Address504 S 3RD ST, COLDWATER, OH 45828-1871
Document Number202200000907
Map ReferenceMB 10 PG 20
Instrument DateFeb 23, 2022
Instrument202200000907
Transaction TypeTransfer
Record UpdatedMar 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address504 S 3RD ST, COLDWATER, OH 45828-1871

Mortgage

Document Number202200000908
DateFeb 23, 2022
Instrument202200000908
Lender
NameFIRST FINANCIAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,702.00$81,170 (-) Land $15,330 Building $65,840
2024$2,702.00 (+1.92%)$81,170 (-) Land $15,330 Building $65,840
2023$2,651.00 (+15.06%)$81,170 (+29.42%) Land $15,330 Building $65,840$231,900 (+29.41%) Land $43,800 Building $188,100
2022$2,304.00$62,720 Land $9,660 Building $53,060
2020$179,200 Land $27,600 Building $151,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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