503 S 3rd St, Coldwater, OH 45828 Property Records

Mercer County property record for 503 S 3rd St, Coldwater, OH 45828

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,596 sqft · built 1970
Lot Size0.772 acres (33,667 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Sep 2020)
Tax Bill$2,927 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-141700.0000

Property Details

APN / Parcel Number

Primary APN05-141700.0000
Alternative APN
  • 08-34-152-004

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,596 sqft Living Area
Basement Area1,596 sqft
Finished Basement1,596 sqft

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1970
Lot Area33,667 sqft (0.772 acres)
Lot Dimensions257 ft deep x 131 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address503 S 3RD ST
CityCOLDWATER
StateOH
Zip45828-1872
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEFELDS 2ND ADD ALSO PT OUT LOT 46 LOT#: 1011
Legal SubdivisionLEFELDS 2ND ADD
Legal Lot Number46
JurisdictionMERCER OH
Township / Civil DivisionBUTLER
Census Block Group4
Census Block4001
Census Tract967700

Owner

Source: Mercer County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address503 S 3RD ST, COLDWATER, OH 45828-1872
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 25, 2020 · Amount on Record
Deed SaleSep 25, 2020 · Amount on Record
Deed Document Number20206047
Prior Transfer DateJun 17, 2005
Prior Transfer Doc0000003772
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMERCER OH
Recording DateSep 25, 2020
Property Address503 S 3RD ST, COLDWATER, OH 45828-1872
Document Number202000006047
Map ReferenceMB 10 PG 20
Instrument DateSep 25, 2020
Instrument202000006047
Transaction TypeTransfer
Record UpdatedApr 25, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address503 S 3RD ST, COLDWATER, OH 45828-1872

Mortgage

Document Number202000006048
DateSep 25, 2020
Instrument202000006048
Lender
NameTHE ST HENRY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Mercer County assessment roll, as of February 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMercer County
County SubdivisionButler Township
MunicipalityColdwater Village
Unified School DistrictColdwater Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,927.00$87,920 (-) Land $25,130 Building $62,790
2024$2,927.00 (+1.92%)$87,920 (-) Land $25,130 Building $62,790
2023$2,872.00 (+7.57%)$87,920 (+20.99%) Land $25,130 Building $62,790$251,200 (+21%) Land $71,800 Building $179,400
2022$2,670.00$72,670 Land $15,720 Building $56,950
2020$207,600 Land $44,900 Building $162,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER VILLAGE
serves 4,774 people · EPA ID OH5400112
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wabash Communications
Fiber · Fixed Wireless in parts of the area
2,000 / 2,000
NKTELCO - Goldstar
Fiber
1,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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