Mercer County property record for 541 S 3rd St, Coldwater, OH 45828
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 1,440 sqft · built 1987 |
| Lot Size | 0.174 acres (7,600 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $9,500 (Jun 1987) |
| Tax Bill | $1,894 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-165100.0000 |
| Primary APN | 05-165100.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,440 sqft Living Area |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Lot Area | 7,600 sqft (0.174 acres) |
| Lot Dimensions | 95 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 580 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 541 S 3RD ST |
|---|---|
| City | COLDWATER |
| State | OH |
| Zip | 45828-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STURBRIDGE ESTATES SECOND ADD RTS: 000-00-00 LOT#: 1243 |
| Legal Subdivision | STURBRIDGE ESTATES |
| Legal Lot Number | 1243 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | BUTLER |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 967700 |
Source: Mercer County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 541 S 3RD ST, COLDWATER, OH 45828-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 19, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage SUPERIOR CU INC |
| Aug 19, 2022 | Transfer on Death Deed, Transfer NOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 1987 · Amount on Record |
| Deed Sale | Jun 3, 1987 · Amount on Record |
| Last Transfer Date | Aug 15, 2022 |
| Transfer Doc | 0000004087 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 19, 2022 |
| Property Address | 541 S 3RD ST, COLDWATER, OH 45828-1812 |
| Document Number | 202200004087 |
| Map Reference | CAB 1 PG 53 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202200004087 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | NOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 541 S 3RD ST, COLDWATER, OH 45828-1812 |
| Document Number | 202200004089 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 202200004089 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Index | 5-Year CMT |
| Max Rate | 8.5% |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Aug 19, 2022 |
| Property Address | 541 S 3RD ST, COLDWATER, OH 45828-1812 |
| Document Number | 202200004088 |
| Map Reference | CAB 1 PG 53 |
| Instrument Date | Aug 15, 2022 |
| Instrument | 202200004088 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Title Company | NOT AVAILABLE, FOUR DIAMOND TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Butler Township |
| Municipality | Coldwater Village |
| Unified School District | Coldwater Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,894.00 | $67,060 (-) Land $8,960 Building $58,100 | |
| 2024 | $1,894.00 (-13.52%) | $67,060 (-) Land $8,960 Building $58,100 | |
| 2023 | $2,190.00 (+11.34%) | $67,060 (+25.21%) Land $8,960 Building $58,100 | $191,600 (+25.23%) Land $25,600 Building $166,000 |
| 2022 | $1,967.00 | $53,560 Land $5,430 Building $48,130 | |
| 2020 | $153,000 Land $15,500 Building $137,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLDWATER VILLAGE serves 4,774 people · EPA ID OH5400112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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