Lake County property record for 55097 Kerns Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 1,027 sqft · built 1974 |
| Lot Size | 50 acres (2,178,000 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,891 (2026) |
| Deeds & Mortgages | Aug 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | R1512076 |
| Primary APN | R1512076 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,027 sqft Living Area |
| 1st Floor Area | 915 sqft |
| Attic | Attic |
| Attic Area | 112 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 2,178,000 sqft (50 acres) |
| Terrain | Wooded |
| Garage Type | Detached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 50 sqft |
| Lean-To | 27 sqft |
| Pole Barn | 1,080 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011267 |
|---|---|
| Street Address | 55097 KERNS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9699 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S15, T19 N, R20 W, NENE, E2E2NWNE |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 15 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4125 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11570 PORTER LN, MISSOULA, MT 59808-9175 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Distribution |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Aug 19, 2026 |
| Property Address | 55097 KERNS RD, CHARLO, MT 59824-9699 |
| Document Number | 0000640727 |
| Instrument Date | Aug 10, 2026 |
| Instrument | 2026640727 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11570 PORTER LN, MISSOULA, MT 59808-9175 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,891.00 (+9.62%) Homeowner's exemption | $190,345 (-) | |
| 2025 | $1,725.00 (-1.88%) | $190,345 (+17.57%) | $190,345 (+17.57%) Land $22,975 Building $167,370 |
| 2023 | $1,758.00 | $161,902 | $161,902 Land $20,312 Building $141,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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