Lake County property record for 55096 Kerns Rd, Charlo, MT 59824
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,800 sqft · built 2011 |
| Owner | Individual Name on Record |
| Tax Bill | $569 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R697146 |
| Primary APN | R697146 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 1,800 sqft |
| Basement Area | 1,800 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Mobile Home |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000302495 |
|---|---|
| Street Address | 55096 KERNS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9699 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | S14, T19 N, R20 W, SERIAL HER027835OR, TITLE # AA3411392, MAKE MARLETTE, YEAR 2011, SIZE 30X60 MHMAKE: MARLETTE |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 14 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4125 |
| Census Tract | 940600 |
Source: Lake County records, as of September 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55096 KERNS RD, CHARLO, MT 59824-9699 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $569.00 (-44.49%) | $146,500 (+7.01%) | |
| 2025 | $146,500 (+7.01%) Building $146,500 | ||
| 2023 | $1,025.00 | $136,900 | $136,900 Building $136,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.8% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| Blackfoot Telephone Cooperative DSL | 10 / 1 |
5G (outdoors only) and 4G LTE
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