Lake County property record for 54343 Kerns Rd, Charlo, MT 59824
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 1,644 sqft · built 2005 |
| Lot Size | 7.03 acres (306,227 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,748 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | R1524251 |
| Primary APN | R1524251 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,644 sqft Living Area |
| 1st Floor Area | 1,644 sqft |
| Basement Area | 1,644 sqft |
| Unfinished Basement | 1,644 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 306,227 sqft (7.03 acres) |
| Terrain | Wooded |
| Garage Type | Mixed |
| Garage Area | 576 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000032708 |
|---|---|
| Street Address | 54343 KERNS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | S10, T19 N, R20 W, C.O.S. 6134, PARCEL 3, ACRES 7.03 |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 10 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 940600 |
Source: Lake County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 99, CHARLO, MT 59824-0099 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,748.00 (-25.3%) | $453,536 (-) | |
| 2025 | $2,340.00 (-12.06%) | $453,536 (+36.79%) | $453,536 (+36.79%) Land $97,466 Building $356,070 |
| 2023 | $2,661.00 | $331,552 | $331,552 Land $35,132 Building $296,420 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 88% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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