Lake County property record for 54551 Kerns Rd, Charlo, MT 59824
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 784 sqft · built 1930 |
| Lot Size | 9.96 acres (433,858 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,726 (2026) |
| Deeds & Mortgages | Nov 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | R1511896 |
| Primary APN | R1511896 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 784 sqft Living Area |
| 1st Floor Area | 784 sqft |
| Basement Area | 392 sqft |
| Unfinished Basement | 392 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 433,858 sqft (9.96 acres) |
| Porch | Slab |
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000011174 |
|---|---|
| Street Address | 54551 KERNS RD |
| City | CHARLO |
| State | MT |
| Zip | 59824-9698 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S10, T19 N, R20 W, C.O.S. 5844, ACRES 9.96, TRACT 1 |
| Legal Range | 20W |
| Legal Township | 19N |
| Legal Section | 10 |
| Legal Subdivision | SURVEY NO 5844 |
| Legal Tract | 1 |
| Jurisdiction | LAKE MT |
| Township / Civil Division | FLATHEAD RESERVATION |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 940600 |
54551 Kerns Rd is owned and occupied by an individual who acquired it in November 2020.
Source: Lake County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 54551 KERNS RD, CHARLO, MT 59824-9698 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 24, 2020 |
| Transfer Doc | 583299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MT |
| Recording Date | Nov 25, 2020 |
| Property Address | 54551 KERNS RD, CHARLO, MT 59824-9698 |
| Document Number | 583299 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 583299 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7955 LIME SPRINGS TRL, 7955, MISSOULA, MT 59808-9338 |
| Name | Verified Name |
|---|---|
| Address | 54551 KERNS RD, CHARLO, MT 59824-9698 |
The 2026 property tax bill for 54551 Kerns Rd was $1,726, down 6.3% from the year before.
Source: Lake County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Lake County |
| Elementary School District | Charlo Elementary School District (PK - 08) |
| Secondary School District | Charlo High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,726.00 (-6.3%) | $326,600 (-) | |
| 2025 | $1,842.00 | $326,600 | $326,600 Land $184,908 Building $141,692 |
| 2023 | $2,362.00 | $272,000 | $272,000 Land $118,128 Building $153,872 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 54551 Kerns Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 54551 Kerns Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Montana |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Blackfoot Telephone Cooperative DSL | 40 / 5 |
| Western Montana CommunityTel Fixed Wireless | 25 / 10 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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