5509 E Saddle Ridge Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5509 E Saddle Ridge Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,504 sqft · built 2022
Lot Size	0.255 acres (11,125 sqft)
Owner	2 Trust Names on Record
Tax Bill	$6,492 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-204-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-204-022-000`
Alternative APN	`94919`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,504 sqft Finished Area
Basement Area	1,504 sqft
Finished Basement	1,294 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,125 sqft (0.255 acres)
Garage Type	Attached
Garage Area	1,016 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	94919
Street Address	5509 E SADDLE RIDGE CIR
City	SIOUX FALLS
State	SD
Zip	57110-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLOCK 5 SUNDANCE RIDGE ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	AN ADDN
Legal Block	5
Legal Lot Number	22
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1806

Owner

Source: Minnehaha County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	5509 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST
Feb 23, 2022	Quit Claim Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5509 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1963MTG/104
Date	Nov 28, 2022
Book Page	1963 MTG/104

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Mar 1, 2028

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Feb 23, 2022
Property Address	5509 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Document Number	611DEED/827
Book / Page	611 DEED / 827
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	GETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	251 BLUE BELL CIR, BROOKINGS, SD 57006-3837

Mortgage

Document Number	1947MTG259
Date	Feb 23, 2022
Instrument	1947 MTG/259

Lender

Name	FIRST BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,492.00	$484,900 (-3.46%) Land $61,700 Building $423,200
2024	$6,492.00 (+850.51%)	$502,300 (+1,431.4%) Land $61,700 Building $440,600
2022	$683.00	$32,800 Land $32,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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