5508 E Saddle Ridge Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5508 E Saddle Ridge Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	1,682 sqft · built 2022
Lot Size	0.292 acres (12,733 sqft)
Owner	Company Name on Record
Tax Bill	$1,299 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-204-012-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-204-012-000`
Alternative APN	`94909`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,682 sqft Finished Area
Basement Area	1,658 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,733 sqft (0.292 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	94909
Street Address	5508 E SADDLE RIDGE CIR
City	SIOUX FALLS
State	SD
Zip	57110-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLOCK 5 SUNDANCE RIDGE ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	AN ADDN
Legal Block	5
Legal Lot Number	12
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1806

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	719 N SIOUX POINT RD, NORTH SIOUX CITY, SD 57049-5081
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 8, 2026	Deed of Trust CENTRAL BANK
May 8, 2026	Deed of Trust CENTRAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 8, 2026
Property Address	5508 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Document Number	0000158109
Book / Page	2015-M / 750
Instrument Date	May 1, 2026
Instrument	2026158109
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5508 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849

Mortgage

Document Number	0000158109,
Date	May 8, 2026
Book Page	2015-M/750
Instrument	2026158109

Lender

Name	CENTRAL BANK

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Apr 1, 2027

Interest

Rate	6.46%
Max Rate	-1%

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Recording Date	May 8, 2026
Property Address	5508 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Document Number	000305/767
Book / Page	305-MI / 767
Instrument Date	May 1, 2026
Instrument	2026158110
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 ELDORADO RD, NORFOLK, NE 68701-3006

Mortgage

Document Number	0000158110,
Date	May 8, 2026
Book Page	305-MI/767
Instrument	2026158110

Lender

Name	CENTRAL BANK

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.46%
Max Rate	-1%

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,900 (+6.58%) Land $72,900	$72,900 Land $72,900
2025	$1,299.00	$68,400 (-) Land $68,400
2024	$1,299.00 (+76.73%)	$68,400 (+94.87%) Land $68,400
2022	$735.00	$35,100 Land $35,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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