5513 E Saddle Ridge Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5513 E Saddle Ridge Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,842 sqft · built 2022
Lot Size	0.244 acres (10,637 sqft)
Owner	2 Trust Names on File
Tax Bill	$8,117 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Mar 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-204-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-204-021-000`
Alternative APN	`94918`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,842 sqft Finished Area
Basement Area	1,816 sqft
Finished Basement	1,673 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,637 sqft (0.244 acres)
Garage Type	Attached
Garage Area	1,044 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	354 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	94918
Street Address	5513 E SADDLE RIDGE CIR
City	SIOUX FALLS
State	SD
Zip	57110-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLOCK 5 SUNDANCE RIDGE ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	AN ADDN
Legal Block	5
Legal Lot Number	21
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1806

Owner

Source: Minnehaha County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	5513 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK & TRUST CO
Mar 4, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK & TRUST CO
Apr 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5513 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 S HILLVIEW RD, SIOUX FALLS, SD 57110-3010

Mortgage

Document Number	297MISC/262
Date	Mar 4, 2022
Book Page	297 MISC/262

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Feb 1, 2023

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5513 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Transaction Type	Mortgage
Record Updated	Aug 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1300 S HILLVIEW RD, SIOUX FALLS, SD 57110-3010

Mortgage

Document Number	1947MTG/920
Date	Mar 4, 2022
Book Page	1947 MTG/920

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	HURON, SD 57350

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2023

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5513 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5513 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849

Mortgage

Document Number	1968MTG/285
Date	Apr 14, 2023
Book Page	1968 MTG/285

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank
Address	57530

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,117.00	$610,200 (-4.04%) Land $59,600 Building $550,600
2024	$8,117.00 (+1,115.12%)	$635,900 (+1,887.19%) Land $59,600 Building $576,300
2022	$668.00	$32,000 Land $32,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

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