5501 E Saddle Ridge Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5501 E Saddle Ridge Cir, Sioux Falls, SD 57110

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,142 sqft · built 2021
Lot Size0.365 acres (15,895 sqft)
Owner2 Trust Names on File
Last Sale$831,500 (May 2023)
Tax Bill$9,805 (2025)
Deeds & MortgagesMar 2026 Mortgage
May 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-22-25-204-024-000

Property Details

APN / Parcel Number

Primary APN01-22-25-204-024-000
Alternative APN
  • 94921

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,142 sqft Finished Area
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area15,895 sqft (0.365 acres)
Garage TypeAttached
Garage Area1,228 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Porch Area382 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Account Number94921
Street Address5501 E SADDLE RIDGE CIR
CitySIOUX FALLS
StateSD
Zip57110-6849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 24 BLOCK 5 SUNDANCE RIDGE ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal SubdivisionAN ADDN
Legal Block5
Legal Lot Number24
JurisdictionMINNEHAHA SD
Township / Civil DivisionSIOUX FALLS
Census Block Group1
Census Block1003
Census Tract1806

Owner

Source: Minnehaha County assessment roll, APN 01-22-25-204-024-000, as of July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address5501 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust, Corporate Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage · Conventional Mortgage
FIRST DAKOTA NATIONAL BANK
May 22, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST DAKOTA NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Deed Book / Page619-D / 948
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMINNEHAHA SD
Property Address5501 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Transaction TypeMortgage
Record UpdatedMay 28, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5501 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849

Mortgage

Document Number002013/730
DateMar 31, 2026
Book Page2013/730
Instrument154978
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Address101 N MAIN AVE STE 101, SIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMINNEHAHA SD
Recording DateMay 22, 2023
Property Address5501 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849
Document Number619DEED/948
Book / Page619 DEED / 948
Instrument DateMay 19, 2023
Transaction TypeTransfer
Record UpdatedJul 04, 2023
Title CompanyGETTY ABSTRACT AND TITLE COMPANY, GETTY ABSTRACT & TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$831.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address5501 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6849

Mortgage

Document Number1969MTG806
DateMay 22, 2023
Instrument1969 MTG/806
Lender
NameFIRST DAKOTA NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

Tax Assessment & Valuation

Source: Minnehaha County assessment roll as of July 16, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyMinnehaha County
MunicipalitySioux Falls City
Unified School DistrictSioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$9,805.00$734,200 (-4.34%) Land $79,700 Building $654,500
2024$9,805.00 (+947.54%)$767,500 (+1,873.01%) Land $79,700 Building $687,800
2022$936.00$38,900 Land $38,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 133 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Midcontinent Communications
Cable · Fiber in parts of the area
2,000 / 1,000

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600294, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSIOUX FALLS
serves 216,462 people
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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