5505 E Saint Francis Cir, Loomis, CA 95650 Property Records

Placer County property record for 5505 E Saint Francis Cir, Loomis, CA 95650

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,041 sqft · built 1998
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Nov 2021)
Tax Bill	$11,204 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-340-001-000`

Property Details

APN / Parcel Number

Primary APN	`045-340-001-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	4,041 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	47,916 sqft
Garage Area	886 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	5505 E SAINT FRANCIS CIR
City	LOOMIS
State	CA
Zip	95650-7922
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	1.1A L1 ST FRANCISWOODS MORQ77
Legal Subdivision	ST. FRANCIS WOODS
Legal Lot Number	1
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1013
Census Tract	20607

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Gift Deed, Transfer · Conventional Mortgage MID VALLEY SERVICES INC
May 10, 2022	Intrafamily Transfer, Transfer
Nov 24, 2021	Intrafamily Transfer, Transfer NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC
Nov 24, 2021	Grant Deed, Transfer · Conventional Mortgage MID VALLEY SERVICES INC
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2021 · Amount on Record
Deed Sale	Nov 24, 2021 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Document Number	2021144831
Last Transfer Date	Apr 27, 2022
Transfer Doc	0000040267
Record Updated	Sep 20, 2026

June 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	PLACER CA
Recording Date	Jun 22, 2026
Property Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Document Number	0000036029
Instrument Date	Jun 12, 2026
Instrument	202636029
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922

Mortgage

Document Number	0000036030,
Date	Jun 22, 2026
Instrument	202636030

Lender

Name	MID VALLEY SERVICES INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 10, 2022
Property Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Document Number	0000040267
Map Reference	MB R PG 60
Instrument Date	Apr 22, 2022
Instrument	2022-0040267
Transaction Type	Transfer
Record Updated	May 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Nov 24, 2021
Property Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Document Number	0000144830
Map Reference	MB R PG 60
Instrument Date	Nov 19, 2021
Instrument	2021-0144830
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Nov 24, 2021
Property Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Document Number	0000144831
Map Reference	MB R PG 60
Instrument Date	Nov 17, 2021
Instrument	2021-0144831
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922

Mortgage

Document Number	0000144832
Date	Nov 24, 2021
Instrument	2021-0144832

Lender

Name	MID VALLEY SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5505 E SAINT FRANCIS CIR, LOOMIS, CA 95650-7922

Mortgage

Document Number	0000051707
Date	Apr 14, 2021
Instrument	2021-0051707

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Loomis Town
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,069,643 (+2%) Land $276,532 Building $793,111
2025	$11,204.00 (+13.13%)	$1,048,670 (-24.06%) Land $271,110 Building $777,560
2023	$9,904.00 (-37.24%)	$1,381,000 Land $411,900 Building $969,100
2022	$15,781.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, DigitalPath.

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