Brunswick County property record for 5502 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 2021 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $909,000 (Mar 2023) |
| Tax Bill | $3,247 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jan 2023 Transfer + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 250AE019 |
| Primary APN | 250AE019 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,200 sqft Heated Area |
| Gross Area | 1,610 sqft |
| 1st Floor Area | 170 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,792 sqft (0.11 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80138247 |
|---|---|
| Street Address | 5502 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-E 1/2 OF 1 & RECOMB AREA B-3 S-N-2 LB PL 125/9 |
| Legal Subdivision | LONG BEACH BY FRANK E LAWRENCE |
| Legal Block | 3 |
| Legal Lot Number | E |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1042 |
| Census Tract | 20315 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 143 THRESHER ST, GRANVILLE, OH 43023-1186 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Mar 6, 2023 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Jan 6, 2023 | Intrafamily Transfer, Transfer |
| Dec 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Oct 1, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2023 · Amount on Record |
| Deed Sale | Mar 6, 2023 · Amount on Record |
| Prior Sale | Mar 19, 2009 · Amount on Record |
| Deed Book / Page | 4981 / 275 |
| Prior Transfer Date | Jan 6, 2023 |
| Prior Transfer Doc | 0049590168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Mar 6, 2023 |
| Property Address | 5502 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 0049810275 |
| Book / Page | 4981 / 275 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Feb 23, 2023 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,818.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 RICH INLET DR, WILMINGTON, NC 28411-5107 |
| Name | Verified Name |
|---|---|
| Address | 143 THRESHER STREET, CHICKASHA, OK 73023 |
| Document Number | 0004981282 |
|---|---|
| Date | Mar 6, 2023 |
| Instrument | 4981/282 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jan 6, 2023 |
| Property Address | 5502 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 0049590168 |
| Book / Page | 4959 / 168 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Jan 6, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 108 RICH INLET DR, WILMINGTON, NC 28411-5107 |
| Name | Verified Name |
|---|---|
| Address | 108 RICH INLET DR, WILMINGTON, NC 28411-5107 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 5502 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045091342 |
|---|---|
| Date | Dec 17, 2020 |
| Book Page | 4509/1342 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | GREENSBORO, NC 27401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Oct 1, 2020 |
| Property Address | 5502 E BEACH DR, OAK ISLAND, NC 28465-5047 |
| Document Number | 0044540476 |
| Book / Page | 004454 / 000476 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 108 RICH INLET DR WILMINGTON NC 284115107, WILMINGTON, NC 28411-5107 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $849,900 (-) Land $445,000 Building $404,900 | $849,900 (-) Land $445,000 Building $404,900 | |
| 2025 | $3,247.00 (-5.77%) | $849,900 (-) Land $445,000 Building $404,900 | $849,900 (-) Land $445,000 Building $404,900 |
| 2024 | $3,446.00 | ||
| 2023 | $849,900 Land $445,000 Building $404,900 | $849,900 Land $445,000 Building $404,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 183 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 348 units insured incl. 165 condo units |
| Nearby Flood Claims | 46 (2004–2024) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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