Brunswick County property record for 5227 E Beach Dr, Oak Island, NC 28465
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1963 |
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $527,000 (Aug 2021) |
| Tax Bill | $1,358 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Nov 2020 Transfer + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 249DE002 |
| Primary APN | 249DE002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 816 sqft Heated Area |
| Gross Area | 1,837 sqft |
| 1st Floor Area | 576 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Paneling |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Masonite |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 7,362 sqft (0.169 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80114834 |
|---|---|
| Street Address | 5227 E BEACH DR |
| City | OAK ISLAND |
| State | NC |
| Zip | 28465-5046 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | L-14 B-6 S-1 LB PLAT 1/96-99 |
| Legal Subdivision | OAK ISLAND IN BRUNSWICK |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SMITHVILLE |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 20315 |
5227 E Beach Dr is owned by two individuals who bought it in August 2021.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1301 SPRING ST NW, 1705, ATLANTA, GA 30309-2884 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK NA |
| Nov 23, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 13, 2018 | Warranty Deed, Transfer · Conventional with PMI NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2021 · Amount on File |
| Deed Sale | Aug 2, 2021 · Amount on File |
| Prior Sale | Jul 13, 2018 · Amount on File |
| Deed Book / Page | 4675 / 19 |
| Prior Transfer Date | Nov 5, 2020 |
| Prior Transfer Doc | 0044921034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Aug 2, 2021 |
| Property Address | 5227 E BEACH DR, OAK ISLAND, NC 28465-5046 |
| Document Number | 0046750019 |
| Book / Page | 4675 / 19 |
| Map Reference | MB 1 PG 96-99 |
| Instrument Date | Jul 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,054.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2902 CAROLINE ROSE PATH, 2902, JOHNS ISLAND, SC 29455-3253 |
| Name | Verified Name |
|---|---|
| Address | 425 RIPLEY LOUST, WEST LAFAYETTE, IN 47906 |
| Document Number | 467560 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 4675/60 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Aug 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Nov 23, 2020 |
| Property Address | 5227 E BEACH DR, OAK ISLAND, NC 28465-5046 |
| Document Number | 0044921034 |
| Book / Page | 004492 / 001034 |
| Instrument Date | Nov 5, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2902 CAROLINE ROSE PATH JOHNS ISLAND SC 294553253, JOHNS ISLAND, SC 29455-3253 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 13, 2018 |
| Property Address | 5227 E BEACH DR, OAK ISLAND, NC 28465-5046 |
| Document Number | 0040810215 |
| Book / Page | 004081 / 000215 |
| Instrument Date | Jun 26, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $563.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2902 CAROLINE ROSE PATH JOHNS ISLAND SC 294553253, JOHNS ISLAND, SC 29455-3253 |
| Document Number | 40810218 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 004081/000218 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 12, 2048 |
The 2025 property tax bill for 5227 E Beach Dr was $1,358, down 6.8% from the year before.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Oak Island Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $355,400 (-) Land $225,000 Building $130,400 | $355,400 (-) Land $225,000 Building $130,400 | |
| 2025 | $1,358.00 (-6.79%) | $355,400 Land $225,000 Building $130,400 | $355,400 Land $225,000 Building $130,400 |
| 2024 | $1,457.00 | ||
| 2023 | $355,400 Land $225,000 Building $130,400 | $355,400 Land $225,000 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5227 E Beach Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 183 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 348 units insured incl. 165 condo units |
| Nearby Flood Claims | 46 (2004–2024) |
| Claims Outside the SFHA | 6 of 46 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5227 E Beach Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAK ISLAND serves 26,924 people · EPA ID NC0410020 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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