5228 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 5228 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details8 bd · 5.5 ba · 3,220 sqft · built 2024
Lot Size0.143 acres (6,229 sqft)
OwnerCompany Name on Record
Last Sale$2,000,000 (Jun 2025)
Tax Bill$4,840 (2025)
Deeds & MortgagesSep 2023 Sale
Sep 2018 Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN249DD012

Property Details

APN / Parcel Number

Primary APN249DD012
Alternative APNs
  • 207505091243
  • 80093994
  • 80005550
  • 80169453

Interior

Bedrooms8 Beds
Full Baths5.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,220 sqft Heated Area
Gross Area4,028 sqft
1st Floor Area1,254 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2024
Effective Year BuiltEffective 2024
Exterior MaterialFiber Cement Siding
Foundation TypePier/Post & Beam
Roof TypeHip
Roof MaterialShingle
Lot Area6,229 sqft (0.143 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80169453
Street Address5228 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-5045
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-14 B-5 S-1 LB PL 1/96-99
Legal SubdivisionPROPERTY ON LONG BEACH
Legal Block5
Legal Lot Number14
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1043
Census Tract20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address584 ROYAL SUNSET DR, DURHAM, NC 27713-9651
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2023Warranty Deed, Transfer
Sep 7, 2018Deed of Trust, Mortgage
CRESCOM BANK
Apr 27, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY BANK
Jun 6, 2018Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2025 · Amount on Record
Deed SaleJun 18, 2025 · Amount on Record
Prior SaleApr 27, 2020 · Amount on Record
Deed Book / Page5371 / 703
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateSep 6, 2023
Property Address5228 E BEACH DR, OAK ISLAND, NC 28465-5045
Document Number0050691070
Book / Page5069 / 1070
Map ReferenceMB 1 PG 96-99
Instrument DateAug 30, 2023
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
Tax$1,044.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2 W TOMBEE LN, COLUMBIA, SC 29209-0844

Transferred To (Grantee/Buyer)

NameVerified Name
Address5704 MADISON OAKS CT, GREENSBORO, NC 27407-7275

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address5228 E BEACH DR, OAK ISLAND, NC 28465-5045
Transaction TypeMortgage
Record UpdatedNov 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041040015
DateSep 7, 2018
Book Page4104/0015
Lender
NameCRESCOM BANK
TypeBank
AddressCHARLESTON, SC 29401
Agreement
AmountAmount Recorded
Term60 Months
DueSep 6, 2023

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateApr 27, 2020
Property Address5228 E BEACH DR, OAK ISLAND, NC 28465-5045
Document Number0043510831
Book / Page4351 / 831
Map ReferenceMB 1 PG 96-99
Instrument DateApr 20, 2020
Transaction TypeTransfer
Record UpdatedNov 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 552, OAK ISLAND, NC 28465-6855

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 W TOMBEE LN, COLUMBIA, SC 29209-0844

Mortgage

Document Number0004351840
DateApr 27, 2020
Instrument4351/840
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBRUNSWICK NC
Recording DateJun 6, 2018
Property Address5228 E BEACH DR, OAK ISLAND, NC 28465-5045
Document Number0040641396
Book / Page004064 / 001396
Instrument DateMay 1, 2018
Transaction TypeTransfer
Record UpdatedJun 27, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address134 NE 8TH ST OAK ISLAND NC 284656621, OAK ISLAND, NC 28465-6621

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,266,950 (-) Land $445,000 Building $821,950$1,266,950 (-) Land $445,000 Building $821,950
2025$4,840.00$1,266,950 (+184.71%) Land $445,000 Building $821,950$1,266,950 (+184.71%) Land $445,000 Building $821,950
2023$445,000 Land $445,000$445,000 Land $445,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 183 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies348 units insured
incl. 165 condo units
Nearby Flood Claims46 (2004–2024)
Claims Outside the SFHA6 of 46
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Potential Tropical Cyclone Eight, Sep 2024 · 5 claims
  • Hurricane Isaias, Aug 2020 · 28 claims
  • Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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