5504 E Beach Dr, Oak Island, NC 28465 Property Records

Brunswick County property record for 5504 E Beach Dr, Oak Island, NC 28465

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,292 sqft · built 2000
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$479,000 (Jan 2019)
Tax Bill$3,125 (2025)
Deeds & MortgagesMay 2024 Sale
Jan 2021 Mortgage
+ 3 more
Flood ZoneZone AE (high risk)
APN250AE02101

Property Details

APN / Parcel Number

Primary APN250AE02101
Alternative APNs
  • 207505093290
  • 80079566
  • 80153988

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,292 sqft Heated Area
Gross Area2,244 sqft
1st Floor Area204 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialShingle
Lot Area7,405 sqft (0.17 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number80153988
Street Address5504 E BEACH DR
CityOAK ISLAND
StateNC
Zip28465-5047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal DescriptionL-2 B-3 S-1 OAK ISLAND PL 1/96-99
Legal SubdivisionOAK ISLAND
Legal Tract2
Legal Block3
Legal Lot Number2
JurisdictionBRUNSWICK NC
Township / Civil DivisionSMITHVILLE
Census Block Group1
Census Block1042
Census Tract20315

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address6958 INGLESIDE DR, SHERRILLS FORD, NC 28673-9724
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 10, 2024Warranty Deed, Transfer
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Mar 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
NFM
Jan 29, 2019Warranty Deed, Transfer · Conventional with PMI
CORNERSTONE HM LNDG
Jun 8, 2018Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2019 · Amount on Record
Deed SaleJan 29, 2019 · Amount on Record
Prior SaleApr 15, 2016 · Amount on Record
Deed Book / Page4149 / 1117
Record UpdatedOct 29, 2026

May 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateMay 10, 2024
Property Address5504 E BEACH DR, OAK ISLAND, NC 28465-5047
Document Number0051750848
Book / Page5175 / 848
Map ReferenceMB 1 PG 96-99
Instrument DateMay 1, 2024
Transaction TypeTransfer
Record UpdatedMay 20, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6958 INGLESIDE DR, SHERRILLS FORD, NC 28673-9724

Transferred To (Grantee/Buyer)

NameVerified Name
Address6958 INGLESIDE DR, SHERRILLS FORD, NC 28673-9724

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address5504 E BEACH DR, OAK ISLAND, NC 28465-5047
Transaction TypeMortgage
Record UpdatedAug 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045280489
DateJan 15, 2021
Book Page4528/489
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRUNSWICK NC
Property Address5504 E BEACH DR, OAK ISLAND, NC 28465-5047
Document Number0043390402
Instrument DateMar 30, 2020
Transaction TypeMortgage
Record UpdatedJul 1, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address5504 E BEACH DR OAK ISLAND NC 284655047, OAK ISLAND, NC 28465-5047

Mortgage

Document Number0043390402
DateApr 1, 2020
Book Page004339/000402
Lender
NameNFM
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 31, 2050

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBRUNSWICK NC
Recording DateJan 29, 2019
Property Address5504 E BEACH DR, OAK ISLAND, NC 28465-5047
Document Number0041491117
Book / Page004149 / 001117
Instrument DateJan 25, 2019
Transaction TypeTransfer
Record UpdatedFeb 15, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$958.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6958 INGLESIDE DR SHERRILLS FORD NC 286739724, SHERRILLS FORD, NC 28673-9724

Mortgage

Document Number41491121
DateJan 29, 2019
Book Page004149/001121
Lender
NameCORNERSTONE HM LNDG
AddressHOUSTON, TX 77027
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 28, 2049

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBRUNSWICK NC
Recording DateJun 8, 2018
Property Address5504 E BEACH DR, OAK ISLAND, NC 28465-5047
Document Number0040651013
Book / Page004065 / 001013
Instrument DateMay 31, 2018
Transaction TypeTransfer
Record UpdatedJun 29, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2812 HAWTREE DR RALEIGH NC 276135424, RALEIGH, NC 27613-5424

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBrunswick County
MunicipalityOak Island Town
Unified School DistrictBrunswick County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$801,240 (-) Land $445,000 Building $356,240$801,240 (-) Land $445,000 Building $356,240
2025$3,125.00$801,240 (-) Land $445,000 Building $356,240$801,240 (-) Land $445,000 Building $356,240
2023$801,240 Land $445,000 Building $356,240$801,240 Land $445,000 Building $356,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 183 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies348 units insured
incl. 165 condo units
Nearby Flood Claims46 (2004–2024)
Claims Outside the SFHA6 of 46
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Potential Tropical Cyclone Eight, Sep 2024 · 5 claims
  • Hurricane Isaias, Aug 2020 · 28 claims
  • Hurricane Florence, Sep 2018 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OAK ISLAND
serves 26,924 people · EPA ID NC0410020
Water SourcePurchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State InspectionOct 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Focus Broadband
Fiber
5,000 / 5,000
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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