5800 E 7th St, Panama City, FL 32404 Property Records

Bay County property record for 5800 E 7th St, Panama City, FL 32404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1960
Lot Size	3.5 acres (152,460 sqft)
Owner	Individual Name on File
Tax Bill	$1,032 (2025)
Deeds & Mortgages	Aug 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06209-000-000`

Property Details

APN / Parcel Number

Primary APN	`06209-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	1,232 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Attached
Garage Area	560 sqft
Porch	Screened/Unfinished Porch
Porch Area	408 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Street Address	5800 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32404-6141
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BC16
Legal Description	7 4S 13W -161- ST AND BAY DEV CO PLAT LOT 7 LESS R/W & LESS LOT 175 E & W BY 300 N & S IN SE COR LOT 7 ORB 4291 P 2002 SUB TO FP&L ESMT
Legal Range	13W
Legal Township	04S
Legal Section	07
Legal Subdivision	ST AND BAY DEV CO PLAT
Legal Lot Number	7,175
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2017
Census Tract	803

Owner

5800 E 7th St is owned and occupied by an individual who acquired it in August 2020.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	5800 E 7TH ST, PANAMA CITY, FL 32404-6141
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 13, 2020
Transfer Doc	0042912002
Record Updated	Jun 8, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	Aug 27, 2020
Property Address	5800 E 7TH ST, PANAMA CITY, FL 32404-6141
Document Number	0042912002
Book / Page	004291 / 002002
Instrument Date	Aug 13, 2020
Instrument	56547
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5800 E 7TH ST PANAMA CITY FL 324046141, PANAMA CITY, FL 32404-6141

Tax Assessment & Valuation

The 2025 property tax bill for 5800 E 7th St was $1,032 with exemptions applied, up 15.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,032.00 (+15.31%) Homeowner's exemption Additional exemption filed	$151,500	$199,622 Land $122,500 Building $77,122
2024	$895.00 (+3.59%)
2023	$864.00 (+10.06%) Homeowner's exemption Additional exemption filed	$136,089 (+3%)	$156,594 (+11.64%) Land $91,000 Building $65,594
2022	$785.00 Homeowner's exemption Additional exemption filed	$132,125	$140,262 Land $80,500 Building $59,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5800 E 7th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 41 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	41 in force
Nearby Flood Claims	14 (1995–2022)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5800 E 7th St is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	May 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20