539 Prospect St, Nutley, NJ 07110 Property Records

Essex County and Nutley Township property record for 539 Prospect St, Nutley, NJ 07110

Property Summary

Property Type	Single Family Home
Details	2,954 sqft · built 1902
Lot Size	0.321 acres (14,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$455,000 (Jan 2003)
Tax Bill	$22,035 (2025)
Deeds & Mortgages	Dec 2022 Second Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-04902-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`16-04902-0000-00008`
Alternative APN	`1600233000000023`

Interior

Building Area	2,954 sqft Living Area

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	100 ft deep x 140 ft wide

Location & Zoning

Old Parcel Number	1600233000000023
Street Address	539 PROSPECT ST
City	NUTLEY
State	NJ
Zip	07110-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1AA
Legal Description	140X100 IRR
Legal Block	4902
Legal Lot Number	8
Jurisdiction	ESSEX NJ
Township / Civil Division	NUTLEY
Census Block Group	3
Census Block	3009
Census Tract	13400

Owner

Source: Essex County and Nutley Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	539 PROSPECT ST, NUTLEY, NJ 07110-1519
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROPONENT FCU
Mar 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2003 · Amount on Record
Deed Sale	Jan 13, 2003 · Amount on Record
Prior Sale	Sep 20, 2002 · Amount on Record
Deed Book / Page	5941 / 231
Prior Transfer Date	Sep 25, 2001
Prior Transfer Doc	5892000663
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	539 PROSPECT ST, NUTLEY, NJ 07110-1519
Transaction Type	Mortgage
Record Updated	Dec 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000104199
Date	Dec 2, 2022
Instrument	2022104199

Lender

Name	PROPONENT FCU
Type	Credit Union
Address	NUTLEY, NJ 07110

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Dec 15, 2032

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	539 PROSPECT ST, NUTLEY, NJ 07110-1519
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032283
Date	Mar 30, 2022
Instrument	2022032283

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Essex County and Nutley Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Nutley Township
Unified School District	Nutley Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$816,400 (-) Land $297,100 Building $519,300	$816,400 (-) Land $297,100 Building $519,300
2025	$22,035.00 (+2.55%)	$816,400 (-) Land $297,100 Building $519,300	$816,400 (-) Land $297,100 Building $519,300
2024	$21,487.00 (-4.29%)
2023		$816,400 Land $297,100 Building $519,300	$816,400 Land $297,100 Building $519,300
2022	$22,449.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1980–1984)
Most Recent Claim	Apr 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jan 2025 Coliform assessment Oct 2023
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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