Sonoma County property record for 543 Monaco Cir, Cloverdale, CA 95425
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,711 sqft · built 1993 |
| Lot Size | 0.118 acres (5,140 sqft) |
| Owner | Company Name on Record |
| Last Sale | $233,000 (Dec 1999) |
| Tax Bill | $4,498 (2025) |
| Deeds & Mortgages | Apr 2020 Transfer Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 116-410-003-000 |
| Primary APN | 116-410-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 843 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1994 |
| Construction Type | Wood |
| Lot Area | 5,140 sqft (0.118 acres) |
| Garage Area | 473 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Old Parcel Number | 116-410-003 |
|---|---|
| Street Address | 543 MONACO CIR |
| City | CLOVERDALE |
| State | CA |
| Zip | 95425-3274 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITYCL |
| Legal Description | JEFFERSON SPRINGS PH 2 LOT 3 |
| Legal Subdivision | JEFFERSON SPRINGS |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | SONOMA CA |
| Township / Civil Division | CLOVERDALE-GEYSERVILLE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 154202 |
Source: Sonoma County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 543 MONACO CIR, CLOVERDALE, CA 95425-3274 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 10, 2020 | Quit Claim Deed, Transfer NORTHERN COAST TITLE, NORTH COAST TITLE |
| Apr 9, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage GREENLIGHT LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 1999 · Amount on Record |
| Deed Sale | Dec 1, 1999 · Amount on Record |
| Prior Sale | Mar 9, 1994 · Amount on Record |
| Deed Document Number | 1999146986 |
| Last Transfer Date | Sep 28, 2006 |
| Transfer Doc | 0000123944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Apr 10, 2020 |
| Property Address | 543 MONACO CIR, CLOVERDALE, CA 95425-3274 |
| Document Number | 0000027144 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 27144 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2020 |
| Title Company | NORTHERN COAST TITLE, NORTH COAST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 543 MONACO CIR CLOVERDALE CA 954253274, CLOVERDALE, CA 95425-3274 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SONOMA CA |
| Recording Date | Apr 9, 2020 |
| Property Address | 543 MONACO CIR, CLOVERDALE, CA 95425-3274 |
| Document Number | 0000026991 |
| Map Reference | MB 457 PG 44-48 |
| Instrument Date | Apr 2, 2020 |
| Instrument | 2020026991 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 543 MONACO CIR, CLOVERDALE, CA 95425-3274 |
| Document Number | 0000026992 |
|---|---|
| Date | Apr 9, 2020 |
| Instrument | 2020026992 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SONOMA CA |
| Property Address | 543 MONACO CIR, CLOVERDALE, CA 95425-3274 |
| Document Number | 0000027818 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2017 |
| Title Company | LINEAR SETTLEMENT SERVICES LLC, LINEAR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 543 MONACO CIR CLOVERDALE CA 954253274, CLOVERDALE, CA 95425-3274 |
| Document Number | 0000027818 |
|---|---|
| Date | Apr 11, 2017 |
| Instrument | 27818 |
| Name | GREENLIGHT LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 10, 2047 |
Source: Sonoma County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | California |
| County | Sonoma County |
| Municipality | Cloverdale City |
| Unified School District | Cloverdale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $365,262 (+2%) Land $86,212 Building $279,050 | |
| 2025 | $4,498.00 (+1.17%) Homeowner's exemption | $358,101 (+4.04%) Land $84,522 Building $273,579 |
| 2023 | $4,446.00 (+1.83%) Homeowner's exemption | $344,197 Land $81,241 Building $262,956 |
| 2022 | $4,366.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective February 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 67% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CLOVERDALE private · serves 8,710 people · EPA ID CA4910002 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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